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Benefits & Privileges

Octo
Flexible Financing

Repayment Table

CashLite Amount at 9.88%* p.a. Monthly Payments
12 Months 24 Months 36 Months 48 Months
RM1,000 RM91.57 RM49.90 RM36.01 RM29.07
RM3,000 RM274.70 RM149.70 RM108.03 RM87.20
RM5,000 RM457.83 RM249.50 RM180.06 RM145.33

*The flat interest rate of 9.88% p.a is equivalent to effective interest rate of 17.76% p.a for 12 months, 17.95% p.a for 24 months, 17.72% p.a for 36 months, and 17.41% p.a for 48 months respectively. Effective interest rate is the interest rate on a financial product with annual compounding interest.

Important Notes

  • CIMB Bank reserves the right to approve or reject any application at its absolute discretion.
  • The minimum CashLite amount per application is RM1,000 while the maximum amount will be subject to your available credit limit.
  • Depending on your available credit limit at the point of approval, CIMB Bank may approve and disburse a lower CashLite amount than what was applied for.
  • Upon approval of your CashLite application, your available combined credit limit will be provisionally reduced by the amount equivalent to the approved CashLite amount and relevant interbank transfer (“IBG”) charges.
  • The approved CashLite amount will be disbursed to the nominated bank account within 5 working days from the day of application.
  • The CashLite Monthly Payment will be reflected in your CIMB credit card statement.
  • CashLite monthly payments must be paid in full by the credit card due date for each month. A late payment charge of 1% on the outstanding balance of the CashLite monthly payment (subject to a minimum of RM10 and maximum of RM100) will be charged if you fail to do so. A finance charge of 18% per annum will be imposed on any outstanding amount due and remaining unpaid to the Bank under the CashLite facility.
  • No Bonus Points or cash rebates will be awarded under this programme.

Terms and Conditions

For applications before 19 December 2015
CashLite Terms and Conditions (ENG)
CashLite Terms and Conditions (BM)
CashLite Product Disclosure Sheet (ENG)
CashLite Product Disclosure Sheet (BM)
For applications from 20 December 2015 onwards
CashLite Terms and Conditions (ENG)
CashLite Terms and Conditions (BM)
CashLite Product Disclosure Sheet (ENG)
CashLite Product Disclosure Sheet (BM)

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