You Are In

  • Life Goals
  • Day To Day Banking
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks

Benefits & Privileges

Flexible Financing
Flexible Financing

Repayment Table

CashLite Amount at 9.88%* p.a. Monthly Payments
12 Months 24 Months 36 Months 48 Months
RM1,000 RM91.57 RM49.90 RM36.01 RM29.07
RM3,000 RM274.70 RM149.70 RM108.03 RM87.20
RM5,000 RM457.83 RM249.50 RM180.06 RM145.33

*The flat interest rate of 9.88% p.a is equivalent to effective interest rate of 17.76% p.a for 12 months, 17.95% p.a for 24 months, 17.72% p.a for 36 months, and 17.41% p.a for 48 months respectively. Effective interest rate is the interest rate on a financial product with annual compounding interest.

Important Notes

  • CIMB Bank reserves the right to approve or reject any application at its absolute discretion.
  • The minimum CashLite amount per application is RM1,000 while the maximum amount will be subject to your available credit limit.
  • Depending on your available credit limit at the point of approval, CIMB Bank may approve and disburse a lower CashLite amount than what was applied for.
  • Upon approval of your CashLite application, your available combined credit limit will be provisionally reduced by the amount equivalent to the approved CashLite amount and relevant interbank transfer (“IBG”) charges.
  • The approved CashLite amount will be disbursed to the nominated bank account within 5 working days from the day of application.
  • The CashLite Monthly Payment will be reflected in your CIMB credit card statement.
  • CashLite monthly payments must be paid in full by the credit card due date for each month. A late payment charge of 1% on the outstanding balance of the CashLite monthly payment (subject to a minimum of RM10 and maximum of RM100) will be charged if you fail to do so. A finance charge of 18% per annum will be imposed on any outstanding amount due and remaining unpaid to the Bank under the CashLite facility.
  • No Bonus Points, Bonus Miles or cash rebates will be awarded under this programme.