You Are In

  • Life Goals
  • Day To Day Banking
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks
Life Goals
Day To Day Banking
Digital Services
Promotions
Help & Support
Quicklinks
Savings Strategies
Investing My Money
Travel Tips
Planning for My Future
Moving Forward
Moving Forward
Accounts
Cards
Financing
Investments
Insurance/Takaful
Remittance
Sustainability at CIMB
Tools
More Services
vanity hidden
Latest Promotions
Rates & Charges
FAQ
Security & Fraud
CIMB Self Assist Videos
CIMB Relief Measures and Support

Benefits & Privileges

Flexible Financing
Flexible Financing

Repayment Table

CashLite/CashLite-i Amount at 9.88%* p.a. Monthly Payments
12 Months 24 Months 36 Months 48 Months
RM1,000 RM91.57 RM49.90 RM36.01 RM29.07
RM3,000 RM274.70 RM149.70 RM108.03 RM87.20
RM5,000 RM457.83 RM249.50 RM180.06 RM145.33

*The payable flat interest rate / payable facility charges  of 9.88% p.a.  is equivalent to an effective rate (“EIR”) of 17.76% p.a. for 12 months, 17.95% for 24 months, 17.72% p.a. for 36 months and 17.41% for 48 months respectively.

 

EIR is the expression of the  equivalent to the flat interest rate / payable facility charges quoted above using compounding and  on an annualised interest rate / payable facility charges basis. 

Important Notes

  • CIMB Bank/CIMB Islamic reserves the right to approve or reject any application at its absolute discretion.
  • The minimum CashLite/CashLite-i amount per application is RM1,000 while the maximum amount will be subject to your available credit limit.
  • Depending on your available credit limit at the point of approval, CIMB Bank/CIMB Islamic may approve and disburse a lower CashLite/CashLite-i amount than what was applied for.
  • Upon approval of your CashLite/CashLite-i application, your available combined credit limit will be provisionally reduced by the amount equivalent to the approved CashLite/CashLite-i amount and relevant interbank transfer (“IBG”) charges.
  • The approved CashLite/CashLite-i amount will be disbursed to the nominated bank account within 5 working days from the day of application.
  • The CashLite/CashLite-i Monthly Payment will be reflected in your CIMB credit card statement.
  • CashLite/CashLite-i monthly payments must be paid in full by the credit card/credit card-i due date for each month. A late payment charge /compensation charges of 1% on the outstanding balance of the CashLite/CashLite-i monthly payment (subject to a minimum of RM10 and maximum of RM100) will be charged if you fail to do so. A finance charge/facility charges of 18% per annum will be imposed on any outstanding amount due and remaining unpaid to the Bank under the CashLite/CashLite-i facility.
  • No Bonus Points or cash rebates will be awarded under this programme.

Terms and Conditions

CashLite Terms and Conditions (ENG)
CashLite Terms and Conditions (BM)
CashLite Product Disclosure Sheet (ENG)
CashLite Product Disclosure Sheet (BM)
CashLite-i Terms and Conditions
CashLite-i Product Disclosure Sheet

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed