You Are In

  • Life Goals
  • Day To Day Banking
  • Deals & Promotions
  • Digital Services
  • Help & Support
  • Quicklinks
Life Goals
Day To Day Banking
Deals & Promotions
Digital Services
Help & Support
Quicklinks
Savings Strategies
Investing My Money
Travel Tips
Planning for My Future
Moving Forward
Living Sustainably
Accounts
Cards
Financing
Investments
Insurance/Takaful
Remittance
Legacy Planning
Tools
More Services
vanity hidden
Enabling the Islamic Economy
Latest Promotions
Relief Assistance
Rates & Charges
FAQ
Security & Fraud
CIMB Self Assist Videos

CIMB is dedicated to enabling our community in building a more sustainable future. To drive this change, we aim to offer accessible financial services while supporting renewable energy and sustainable transportation through eco-friendly banking solutions.

Affordable Banking For You 

At CIMB, financial inclusion is a priority. That means everyone, regardless of status, gets access to essential banking services. It is our way of promoting fairness, financial security and stability, giving you and your community opportunities to thrive.

 

As Malaysia's leader in financial inclusion, our digital platform offers you a variety of packages and advisory services to help you achieve financial well-being.

 

Here are some of the benefits you can expect with CIMB’s Affordable Banking initiative.

Savings Account

  • Low initial deposit of RM20 with easy online application process.
  • Earn interest while keeping your funds easily accessible.
  • Access to digital payment through CIMB Debit Card.

Recommended Accounts:

  • Basic Savings Account-i. More info here.
  • EcoSave Savings Account-i. More info here.

View more financial advice articles here.

 

Mudharabah Investment Account

  • Enjoy peace of mind when you invest in stable investments with low risk. 
  • Indicative profit rate based on the Shariah concept of Mudarabah.
  • Not protected by PIDM
     

Recommended Accounts:

  • Daily Unrestricted Investment Account-i (Durian-i). More info here.
  • Term Investment Account-i. More info here.
     

View more financial advice articles here.

Fixed Deposit/-i

  • Higher interest/profit on your savings.
  • Flexibility of choosing maturity period and its respective rates.
  • Protected by PIDM up to RM250,000 for each depositor.
     

Recommended Accounts:

  • Fixed Deposit. More info here.
  • Fixed Deposit-i (Maturity Returns). More info here.
     

View more financial advice articles here.

 

ASB Financing

  • Amanah Saham Bumiputera, based on concept of Commodity Murabahah-Tawarruq, secured by ASB Certificate.
  • Alternative investment option in ASB besides cash investment.
     

Recommended Financing:

  • Term Financing-i Secured By ASB Certificate. More info here.
     

View more financial advice articles here.

 

Protect You and Your Family

  • Insurance/takaful serve as a financial safety net, providing
    protection and helping you and your loved ones recover from unexpected events.
  • Establish a solid financial back-up for emergencies.
  • Improve your risk management.
     

Recommended Insurance Plans:

  • Snatch Guard Plus. More info here.
  • Snatch Shield Plus. More info here.
     

View more financial advice articles here.

 

Unit Trust Investment

  • Discover your risk appetite and get one step closer to achieving your investment goals.
  • Investment opportunity in Unit Trusts via your Employees Provident Fund (EPF) savings.
  • Flexibility to start with low investment amounts.

Watch to learn more about Unit Trust funds

learn about unit trust


View more financial advice articles here.

 

Your Home, Probably Your Most Expensive Purchase

  • The general rule of thumb is that your monthly instalment does
    not exceed 70% of your income.
  • Besides Home Financing, budget for upfront costs like stamp duty, legal fees, and valuation fees.
     

Recommended Financing:

  • Zero Moving Cost. More info here.
  • Flexi Own. More info here.
     

View more financial advice articles here.

 

Own Your Dream Car with our Tailored Auto Financing Packages

  • Wide range of vehicle financing packages that are tailored to
    cater to your needs.
  • Besides Auto Financing, owning a car comes with other expenses
    like fuel, insurance/takaful, road tax, maintenance, car wear and tear.
     

Recommended Financing:

  • First Car Financing. More info here.
  • Hire Purchase. More info here.
  • Hire Purchase-i. More info here.
     

View more financial advice articles here.

 

Scammed? Here's what to do.

If you suspect you have been scammed or detect unusual/suspicious activity involving your bank account, follow these steps:

1. Inform the bank immediately

Lodge a police report and notify the Bank with the police report at contactus@cimb.com

Inform the Bank immediately by calling our 24-hour hotline at +603 6204 7788.

For company accounts, contact our Business Call Center at 1 300 888 828 (Local) or +603 2297 3000 (Overseas), Monday to Friday (8:00 am to 7:00 pm) or Saturday (8:00 am to 5:00 pm, excluding public holidays).

2. Lodge a police report

Lodge a police report and notify the Bank with the police report at contactus@cimb.com

3. Lock your CIMB Clicks ID

Instantly lock your CIMB Clicks ID via your CIMB Clicks or CIMB OCTO App. Step-by-step instructions available here.

Learn more here.

 

Initiatives for Positive Change

 

Wheelchair access at selected branches

List of Branches
Read More

Simplified Savings Account opening & Debit Card issuance for the disabled or visually impaired, without the need for a witness

Eco Friendly Banking Solutions

We believe responsible banking impacts both people and our planet. That’s why CIMB is committed to protecting the environment and supporting communities. From using clean energy to helping people in need, we will strive to build a brighter future together.

 

We aim to empower both individuals and communities to build a better, more sustainable future. Discover with us today.

Upgrade to a Green-Certified Home

Imagine living in a dream home that also has a lower impact on our planet. A Green-Certified home is your solution to a sustainable future. It helps ensure lower utility bills, cleaner air and healthier living spaces. Plus, you will be making a positive impact on the environment.

 

View more financial advice articles here.
 

Recommended Mortgage Offering:

  • Preferential Rates For Green Residential Homes
    • Green-Certified homes are property certified by GBI, GreenRE, LEED & BCA Green Mark.
    • You can further reduce electricity usage by as much as 90% by installing solar panels.
       

Learn more here.

 

Solar for Your Home

Reduce your monthly energy expenses. Excess electricity credits will be applied directly to your subsequent bill. You will also actively reduce greenhouse gases and do your part to address climate change.

 

View more financial advice articles here.
 

CIMB Solar Panel Offering:

  • Use a CIMB card to enjoy exclusive deals on solar panels with our selected solar partners.
  • Stretch your payment with 0% Easy Pay plan of up to 5 years with CIMB credit card.

Learn more here

Tap and Charge Your Electric Vehicle (EV)

Charging your EV can be easier than refuelling a petrol car. Just install a home AC wall charger to fully charge your car overnight and avoid trips to charging stations.

For long road trips, use faster Direct Current (DC) chargers to fully charge your car in minutes!

Recommended Eco-Solutions for your EV:

  • First Contactless Solution with Best in Class Benefits
    • First in Market EV charging perks.
    • No more app hassles. Use your CIMB card to charge your EV at any EVPower hub.
    • EV charging solutions will give you peace of mind.
       

Learn more here.

 

Switch to an Electric Vehicle (EV)

An electric vehicle significantly reduces your carbon footprint. In support of a sustainable future, we now offer preferential rates for purchasing hybrid or electric vehicles.

 

View more financial advice articles here.

 

Recommended Auto Offerings:

  • Preferential Rates for Hybrid or Electric Vehicles
    • Enjoy better financing rates, available in Conventional and Islamic Financing.
    • Up to 90% margin of financing.
    • Improve fuel-efficiency, reduce your carbon footprint.
       

Learn more here.

 

Why does investing in a Sustainable Future Matters

  • Malaysia is expected to become hotter, with more frequent heatwaves and an average temperature increase of 1.2 to 1.6 degrees Celsius by 2050.
  • Drought or flood conditions could reduce rice yields by up to 60% and affect other produce such as palm oil, rubber & cocoa.
  • The insurance and takaful industry paid out around RM2.2 billion in flood claims during the 2021 floods, with total economic losses estimated at RM6.1 billion.

 

Sources:

Climate Risk Country Profile: Malaysia, 2021, The World Bank Group and the Asian Development Bank.

The Edge, 2024, Floods the main environmental risk in Malaysia, says Zurich

 

Recommended Funds:

  • Principal Global Sustainable Growth Fund. More info here.
    • This fund is a qualified SRI fund.
    • The Fund will invest at least 95% of its net asset value (“NAV”)
      in the Target Fund, where at least 70% of the Target Fund’s
      NAV will be invested in investments which are aligned with environmental and/or social characteristics and at least 50%
      of its net asset value will be invested in sustainable investments at all times.
      Companies are assessed and rated against a set of questions covering issues such as respect for the environment, fair and equitable treatment of employees, suppliers and customers, corporate citizenship, capital allocation and governance.
       

Recommended Funds:

  • Principal Asia Pacific Renewable Fund. More info here
    • This fund is a qualified SRI fund.
    • The Fund will invest at least 70% of its total assets in equity securities of renewable energy companies. This includes companies involved in: renewable energy technology, renewable energy developers, alternative fuels, energy efficiency, energy infrastructure, pollution control, waste management, products and services that raise productivity and/or performance while reducing the negative impact on the environment.

Recommended Funds:

  • RHB Global AI Fund. More info here.
    • The investment objective of the Target Fund is to provide long-term capital growth by investing in the global equity markets with a focus on the evolution of artificial intelligence in accordance with the Sustainability Key Performance Indicator Strategy (Relative) (“KPI Strategy (Relative)”).
       

Recommended Funds:

  • AHAM Aiiman Global Multi Thematic Fund. More info here.
    • The Fund is a Shariah-compliant global equity strategy.
    • It applies a Shariah lens to invest in the most innovative and transformative companies globally by capturing three core megatrends – Innovative Transformation, Environment & Sustainability and Millennials & Lifestyle.

Recommended Funds:

  • AHAM Aiiman ESG Income Plus Fund here.
    • The Fund aims to pay out consistent income distribution by diversifying its investment across a multitude of quality Malaysian-issued Sukuk.
    • As a Sustainable and Responsible Investment (“SRI”) strategy, the Fund includes ESG factors in the investment decision making process and portfolio construction process.

20% OFF SolarSave EV Chargers

Exclusively for CIMB Malaysia debit and credit cardholders!
 

20% OFF SolarSave EV CHARGERS for:

  • 11kWp EV CHARGER at RM2,800 (NP: RM3,500)
  • 22kWp EV CHARGER at RM5,600 (NP: RM 7,000)
     

0% Easy Pay available with CIMB Credit Card.
 

Promotion valid from 8 March 2024 till 31 December 2024.
Terms and Conditions apply.
  

More great deals here.

 

Up to 35% OFF eVoltron & Cornerstone EV Chargers

Exclusively for CIMB Malaysia debit and credit cardholders!
 

Up to 35% OFF on EV CHARGERS for:

  • eVoltron EV Charger (7.6kWp) at RM1,999 (RP: RM 2,738)
  • Cornerstone Glow AC EV Charger (22kWp) at
    RM5,999 (RP: RM 9,229)
     

Get your quotation NOW!

 

Promotion valid from 8 April 2024 till 31 March 2025.

Terms and Conditions apply.

 

More great deals here.

 

Get AC Charger + Save up to RM10,000 smart EV cars

Exclusively for CIMB Malaysia debit and credit cardholders!

 

Complimentary smartCharge 22kW AC Home Wall Charger (worth RM3,200) plus enjoy up to RM10,000 OFF down payment amount for selected smart models as below:

●      Enjoy RM8,000 off down payment amount for smart #1 Pro

●      Enjoy RM9,000 off down payment amount for smart #1 Premium

●      Enjoy RM10,000 off down payment amount for smart #1 Brabus

 

Promotion is valid from 2 September 2024 till 31 August 2025.

Terms and Conditions.

 

More great deals here.

 

Up to 15% OFF EV Charging Service

Exclusively for CIMB Malaysia debit and credit cardholders!

 

Offer 1

15% OFF EV Charging Service

Participating Charging Hubs/Stations: Please refer here.

 

Offer 2

5% OFF EV Charging Service

Participating Charging Stations: Please refer here.

 

Promotion valid from 19 February 2024 till 31 December 2024, unless stated otherwise.

Terms and Conditions apply.

 

More great deals here.

 

Up to RM7,553 OFF Solar PV System
 

Please refer indicative price listing:
 

  • 4.64 kWp at RM20,400 (NP:RM22,112)
  • 6.96 kWp at RM25,400 (NP:RM29,295)
  • 9.28 kWp at RM31,400 (NP:RM36,353)
  • 11.60 kWp at RM37,800 (NP:RM43,412)
  • 13.92 kWp at RM42,800 (NP:RM49,295)
  • 16.24 kWp at RM48,800 (NP:RM56,353)
     

0% Easy Pay available with CIMB Credit Card only.
 

Promotion valid from 25 January 2024 till 31 December 2024.
Terms and Conditions apply.

 

Up to RM488 OFF selected Superlux e-bike*

 

*Up to RM488 OFF selected Superlux e-bike and valid for the below Superlux model only:

1. Superlux eB1 @ RM4,400 (RRP: RM4,888)

2. Superlux HC200 @ RM11,500 (RRP: RM11,888)

 

Pay using any CIMB VISA card will receive one complimentary Gotraxx HY-819 helmet worth RM310.

0% Easy Pay up to 24 months is available with CIMB Credit Card only.

 

Promotion is valid from 22 May 2024 till 31 Dec 2024.

Terms and Conditions apply.

 

More great deals here.

 

 

CIMB Sustainability Highlights
 

Other CIMB Sustainability Initiatives

 

CIMB in the News
 

 

Signing Ceremony of Strategic Partnership for EV Solution

 

Press Release in The Star
Press Release in Kosmo

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed