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MY - EN

A single contribution plan that offers two in one plan – investment and takaful coverage.

Benefits & Privileges

  • Simple Enrolment

    This plan provides guaranteed acceptance for all participants up to RM350,000 single contribution per life basis with no medical underwriting required.

     

    A simplified underwriting is required if the single contribution amount exceeds RM350,000 upon enrolment.

  • Death / Total and Permanent Disability (TPD)

    Receive of the higher of :

    • Basic sum covered and sum covered booster plus 95% of top-up contributions (if any) minus 100% withdrawals (if any); or
    • Value of investment account at the time of claims; less any indebtedness.
  • Maturity Benefit

    Upon maturity at the age of 99, you will receive 100% of the value of investment account, less any indebtedness at the maturity date of the contract.

  • Diversified Investment Portfolio

    Diversify your financial portfolio by investing into a wide range of investment-linked funds locally or globally to enjoy the potential investment returns.

     

    Maximising your investment values with the high contribution allocation of up to 95% of initial single contribution.

  • Two in One Plan – Investment and Takaful Coverage

    SunInvest-i is a single contribution investment-linked takaful plan that offers a combination of takaful protection and investment to person covered of up to age 99¹.

     

    It provides a lump sum benefit if a person dies or suffers total and permanent disability (TPD²) during the term of contract. While the contract remains in force, 100% of the value of the investment account shall be payable upon survival of the person covered to the maturity date at age 99.

     

    More Information 1, 2

  • Sum Covered Booster

    The sum covered booster increases your coverage amount by 10% at the end of every 5 contract years up to 50% of adjusted single contribution³ is reached.

     

    The sum covered booster benefit will be terminated when the total withdrawal amount is equal to or more than the initial single contribution or upon the claim of death or TPD benefit.

     

    More Information 3

  • Boost Your Investment Value

    You have the flexibility to invest more when you have extra money by performing ad hoc top-up contribution⁴ and withdraw‎⁵ the money when you need it.

     

    You can switch your investment funds anytime according to your risk tolerance level with no extra charges imposed.

     

    More Information 4, 5

Eligibility & Requirements

(This is a takaful product)

  • Entry age: Based on the age of your last birthday basis.
  • For contract holder, the minimum entry age is 18 years old.

For person covered, the entry age limit is:

  Person Covered
Minimum entry age 30 days old
Maximum entry age 70* years old

*The maximum entry age for TPD coverage is 64 years old.

Key Downloads

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Financial Services Act 2013.

 

Sun Life Malaysia Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

 

Disclaimer: 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 

 

Terms and Conditions apply.

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+603 6204 7788

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