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As low as 6.88% per annum*
Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
Please refer to the Interest Rates table below for details.
No additional fees
FEES AND CHARGES
Late Payment Penalty
1.0% p.a. on the installment amount in arrears from the overdue date.
Loan tenure of up to 5 years
Flexible payment period from 2 years and up to 5 years.
Loan amount offered from a minimum of RM2,000 to a maximum of RM100,000
|Employer||Fixed Income Earner (Basic only)||Variable Income Earner (Basic + Allowances)|
Multi National Company
Public Listed Company
Government Linked Company
|Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution||Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution|
|Others||Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution|
|Self Employed||Income Documents|
Private Listed Company (Sdn Bhd)
|Minimum latest 6 months company bank statement AND Business Registration Document*|
|Loan Tenure||Fixed Interest Rate||Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure)|
|2 to 5 Years||6.88% p.a.||12.31% p.a.|
|7.88% p.a.||13.93% p.a.|
|9.88% p.a.||17.09% p.a.|
|10.88% p.a.||18.62% p.a.|
|11.88% p.a.||20.13% p.a.|
|14.88% p.a.||24.51% p.a.|