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As low as 6.88% per annum*
Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
Please refer to the Interest Rates table below for details.
No additional fees
FEES AND CHARGES
Late Payment Penalty
1.0% p.a. on the installment amount in arrears from the overdue date.
Loan tenure of up to 5 years
Flexible payment period from 2 years and up to 5 years.
Loan amount offered from a minimum of RM2,000 to a maximum of RM100,000
| Employer | Fixed Income Earner (Basic only) | Variable Income Earner (Basic + Allowances) |
|---|---|---|
Multi National Company Public Listed Company Government Linked Company |
Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution | Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution |
| Others | Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution | |
| Self Employed | Income Documents |
|---|---|
Sole Proprietor Partnership Private Listed Company (Sdn Bhd) |
Minimum latest 6 months company bank statement AND Business Registration Document* |
| Loan Tenure | Fixed Interest Rate | Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure) |
|---|---|---|
| 2 to 5 Years | 6.88% p.a. | 12.31% p.a. |
| 7.88% p.a. | 13.93% p.a. | |
| 9.88% p.a. | 17.09% p.a. | |
| 10.88% p.a. | 18.62% p.a. | |
| 11.88% p.a. | 20.13% p.a. | |
| 14.88% p.a. | 24.51% p.a. |