You Are In:

  • Life Goals
  • Day To Day Banking
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks
Life Goals
Day To Day Banking
Digital Services
Promotions
Help & Support
Quicklinks
Travel Tips
Savings Strategies
Investing My Money
Planning for My Future
Accounts
Cards
Financing
Investments
Insurance/Takaful
Tools
More Services
Latest Promotions
Rates & Charges
Security & Fraud

Benefits & Privileges

Octo Octo Octo Octo
Low Rates
Zero Fees
Loan Tenure
Loan Amount

Eligibility

  • Individuals aged 21 to 58 years old*
  • Malaysian citizen
  • Minimum monthly gross income of RM2,000
  • In employment for more than 6 consecutive months
  • For self-employed, business to be active for more than 24 months

*Maximum 60 years old upon maturity of loan tenure.

Fees & Charges

  1. Late payment penalty: 1.0% p.a. on the instalment amount in arrears from overdue date.
  2. Early settlement Fee: Nil

Income Document Requirement

Employer Fixed Income Earner (Basic only) Variable Income Earner (Basic + Allowances)

Multi National Company
 

Public Listed Company
 

Government Linked Company

 Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution
Others Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution
Self Employed Income Documents

Sole Proprietor
 

Partnership
 

Private Listed Company (Sdn Bhd)

 Minimum latest 6 months company bank statement AND Business Registration Document*

OR

a) Latest Form B AND LHDN
payment receipt OR

b) Latest e-Form B AND e-filing acknowledgement receipt

*Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/Professional Practicing Certificate

Interest Rates

Loan Tenure Fixed Interest Rate Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure)
2 to 5 Years 6.88% p.a. 12.31% p.a.
9.88% p.a. 17.09% p.a. 
11.88% p.a. 20.13% p.a.
14.88% p.a. 24.15% p.a.
6 to 7 Years   6 Years 7 Years
7.88% p.a. 13.72% p.a. 13.51% p.a.
10.88% p.a. 18.26% p.a. 17.92% p.a.
12.88% p.a. 21.15% p.a. 20.71% p.a.
16.88% p.a. 26.65% p.a. 26.03% p.a.

*Please note the the final approved Fixed Interest Rate and Effective Interest Rate are subject to the Bank’s approving criteria.

Table Fixed Rate of 6.88% p.a. (Effective Interest Rate 12.31% p.a.)
Table Fixed Rate of 9.88% p.a. (Effective Interest Rate 17.09% p.a.)
Table Fixed Rate of 11.88% p.a. (Effective Interest Rate 20.13% p.a.)
Table Fixed Rate of 14.88% p.a. (Effective Interest Rate 24.51% p.a.)

Terms and Conditions

CIMB Cash Plus Personal Loan Terms and Conditions

Disclosure

CIMB Cash Plus Personal Loan Product Disclosure Sheet

You are about to enter a third party website & CIMB Group's privacy policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Bank.

 

CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed