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Benefits & Privileges

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Low Rates
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Loan Tenure
Loan Amount

Eligibility

  • Individuals aged 21 to 58 years old¹
  • Malaysian citizen
  • Minimum monthly gross income of RM2,000
  • In employment for more than 6 consecutive months
  • For self-employed, business to be active for more than 24 months

¹Maximum 60 years old upon maturity of loan tenure.

Fees & Charges

CIMB Cash Plus Personal Loan

Income Document Requirement

Employer Fixed Income Earner (Basic only) Variable Income Earner (Basic + Allowances)

Multi National Company
 

Public Listed Company
 

Government Linked Company

 Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution
Others Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution
Self Employed Income Documents

Sole Proprietor
 

Partnership
 

Private Listed Company (Sdn Bhd)

Business Registration Document²  AND

 

a) Minimum latest 6 months company bank statement OR

 

b) Latest  Form B/BE AND LHDN payment receipt OR

 

c) Latest e-Form B/BE AND latest e-filing acknowledgement receipt

²Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/Professional Practicing Certificate

Interest Rates

Loan Tenure Fixed Interest Rate Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure)
 2 to 5 Years 5.88% p.a. 10.65% p.a.
7.50% p.a. 13.32% p.a.
8.50% p.a. 14.92% p.a. 
10.50% p.a. 18.04% p.a.
11.50% p.a. 19.56% p.a.
14.88% p.a. 24.51% p.a.

*Please note the final approved Fixed Interest Rate and Effective Interest Rate are subject to the Bank’s approving criteria.

Table Fixed Rate of 5.88% p.a. (Effective Interest Rate 10.65% p.a.)
Table Fixed Rate of 7.50% p.a. (Effective Interest Rate 13.32% p.a.)
Table Fixed Rate of 8.50% p.a. (Effective Interest Rate 14.92% p.a.)
Table Fixed Rate of 10.50% p.a. (Effective Interest Rate 18.04% p.a.)
Table Fixed Rate of 11.50% p.a. (Effective Interest Rate 19.56% p.a.)
Table Fixed Rate of 14.88% p.a. (Effective Interest Rate 24.51% p.a.)

Terms and Conditions

CIMB Cash Plus Personal Loan Terms and Conditions

Product Disclosure Sheet

CIMB Cash Plus Personal Loan Product Disclosure Sheet

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