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As low as 5.88% per annum*
Fixed interest rates from as low as 5.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 10.65% to 24.51% per annum.
Note: Fixed interest rate from as low as 5.88% per annum valid from 21 May 2022 until 31 January 2023.
Please refer to the Interest Rates table below for details.
No additional fees
FEES AND CHARGES
Late Payment Penalty
1.0% p.a. on the installment amount in arrears from the overdue date.
Loan tenure of up to 5 years
Flexible payment period from 2 years and up to 5 years.
Loan amount offered from a minimum of RM2,000 to a maximum of RM100,000
| Employer | Fixed Income Earner (Basic only) | Variable Income Earner (Basic + Allowances) |
|---|---|---|
Multi National Company Public Listed Company Government Linked Company |
Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution | Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution |
| Others | Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution | |
| Self Employed | Income Documents |
|---|---|
Sole Proprietor Partnership Private Listed Company (Sdn Bhd) |
Minimum latest 6 months company bank statement AND Business Registration Document² |
| Loan Tenure | Fixed Interest Rate | Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure) |
|---|---|---|
| 2 to 5 Years | 5.88% p.a. | 10.65% p.a. |
| 7.50% p.a. | 13.32% p.a. | |
| 8.50% p.a. | 14.92% p.a. | |
| 10.50% p.a. | 18.04% p.a. | |
| 11.88% p.a. | 20.13% p.a. | |
| 14.88% p.a. | 24.51% p.a. |