Gold Convertible / Reverse Gold Convertible Structured Product (GCI)

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What is GCI?

Gold Convertible / Reverse Gold Convertible Structured Product (GCI) is a structured product that links both cash and gold to present you with opportunities to gain potentially higher returns as compared to ordinary fixed deposits.

GCI vs eGIA

GCI allows you to earn fixed coupon and potentially convert to gold at the end of the investment.
eGIA is to own gold digitally where you can buy and sell gold directly over Clicks or Branch.

Click here to find out more on how to start investing in GCI.

Find out more about Gold Convertible

Find out more about Reverse Gold Convertible

Suitable for: Growth investors

Why You Should Invest in GCI / Reverse CGI

Get

Potential Higher Returns

Enjoy

Flexible Investment Tenor

Exposure to

Gold

Benefits & Privileges

Potential Higher Returns

Take advantage of exchange rate movements to gain potentially higher returns (up to double digits returns per annum subject to market movement).
Customisable Tenor

Flexible investment tenor ranging from a minimum of 2 days to a maximum of 365 days and flexible FX Conversion Rate.
Low Entry Requirement

Start investing with a minimum amount of RM40,000 or its equivalent in USD or gold (grams).
Personalize Gold Update

Access to Treasury Relationship Managers (“TRM”) Expertise for gold updates.

What Are the Key Product Risks?

Credit Risk – This Investment is NOT protected by Perbadanan Insurans Deposit Malaysia (PIDM)

The risk of payment of the Principal Amount or GCI Coupon Amount of this Investment depends upon the ability of the Bank to make such payments. You are therefore taking the credit risk of the Bank as the counterparty to the Investment.

Non-Principal Guarantee/Protection and Early Redemption/Withdrawal Risk

You should note that GCI products are meant to be held until maturity. While you may request for an Early Redemption/Withdrawal, you may incur a loss on the principal upon redemption.

Market Risk

The returns on the Investment may be dependent upon the performance of the underlying reference(s). The performance may be susceptible to fluctuations due to economic factors, market sentiments and may vary depending on the outcome of one or more market factors.

Learn More About GCI

Eligibility & Requirements

Minimum investment amount of RM40,000

This product is available only to Sophisticated/High Net Worth Investors (HNWI).
For more information, please consult a Relationship Manager at your nearest branch to access the latest disclosure documents.

Important Notes

This material has not been reviewed by the Securities Commission Malaysia (“SC”).

WARNING
THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET/ REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION. THIS STRUCTURED PRODUCT INVESTMENT IS NOT INSURED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

MEMBER OF PIDM.

For further information, please contact your relationship manager or visit any of our CIMB Bank branches.

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Gold Convertible / Reverse Gold Convertible Structured Product (GCI)

What is GCI?