CIMB@Work

CIMB Salary Account

First in the market, enjoy complimentary Takaful protection of up to RM200,000* with CIMB Salary Account.

36 Critical Illnessess

Death or Total and Permanent Disability

(TPD)

No medical check-up

or health declaration required¹

No payments

required

The coverage amount is adjusted monthly based on the Monthly Average Balance (MAB) two (2) months prior to that month, as outlined below.

Monthly Average Balance (MAB)	Critical Illness / Death / TPD Coverage Amount
Above RM100,000	RM200,000
RM50,000 - < RM100,000	RM100,000
RM30,000 - < RM50,000	RM60,000
RM20,000 - < RM30,000	RM40,000
RM10,000 - < RM20,000	RM20,000
RM5,000 - < RM10,000	RM10,000
RM2,500 - < RM5,000	RM5,000

*Complimentary Takaful coverage is available for CIMB Salary Account holders aged 18-69 with a minimum Monthly Average Balance (MAB) of RM2,500. The coverage amount ranges from RM5,000 to RM200,000 and is subject to customers meeting the eligibility criteria outlined in the Terms and Conditions Governing the CIMB Salary Account.

¹Except for exclusions relating to pre-existing conditions.

For further information about CIMB Salary Account, click here.

Exclusive CIMB@Work Benefits & Privileges

CIMB Visa Debit Card Benefits
Make everyday spending more rewarding:
- 20% cashback on tolls and transits* (capped at RM20/month)
- 20% cashback on overseas spend* (capped at RM20/month)
Campaign Period: 1 January 2026 - 31 December 2026

*With a minimum Monthly Average Balance (MAB) of RM1,000 in your CIMB Current/-i Account, Savings Account/-i or DURIAN-i Account within the Participating Month.

For more information, please click HERE.
Lower Income Requirement for Selected CIMB Credit Cards Application
- Income requirement lowered to RM60,000 p.a.* for CIMB PETRONAS Visa Infinite-i Credit Card and CIMB Travel World Credit Card
- Waiver of Fixed Deposit/-i pledge for CIMB@Work expatriates who earn a monthly gross salary of RM15,000 and above
*For Malaysians only and not applicable to applications through CIMB website.

For full Terms and Conditions, please click HERE for CIMB PETRONAS Visa Infinite-i Credit Card & click HERE for CIMB Travel World Credit Card.
Fast and Seamless Application Process for Salary Credit Customers
Apply with ease when you receive your salary through CIMB@Work.
- No income documents required for CIMB Credit Card/-i and Cash Plus Personal Loan (CPL) applications for selected CIMB@Work customers*
*Subject to receiving the latest 3 consecutive salary payments from the same employer and meeting CIMB’s credit assessment criteria.
Lower Financing Rates for Your Financial Needs
Enjoy preferential financing rates exclusively for CIMB@Work customers:
- Cash Plus Personal Loan (CPL): Fixed interest rate from 5.88% p.a. (equivalent to Effective Interest Rate of 10.65% p.a.)
- Term Financing-i secured by ASB Certificate
Preferential Foreign Exchange Rates

Benefit from special foreign exchange rates for Outward Foreign Telegraphic Transfers performed at CIMB branches.
CIMB OCTO App

Manage your salary, savings, and bills anytime with CIMB’s secure digital banking mobile app.

Eligibility

Individual aged 18 years and above
Minimum salary of RM1,000
Salary must be credited into your CIMB Salary Account or other CIMB Current Account/-i, Savings Account/-i, or Daily Unrestricted Investment Account-i (DURIAN-i)

How to Join CIMB@Work?

Sign up for yourself (For Employee without CIMB Account)

Step 1: Open a CIMB Salary Account at any CIMB branches nationwide.

Step 2: Ensure your HR credits your salary into your CIMB Salary Account within 6 months.

OR

Step 1: Open other CIMB Current Account/-i, Savings Account/-i or DURIAN-i HERE.

Step 2: Register for CIMB@Work HERE.

Step 3: Ensure your HR credits your salary into your CIMB account within 6 months from your CIMB@Work sign-up date.

Sign up for yourself (For Employee with CIMB Account)

Step 1: Register for CIMB@Work HERE.

Step 2: Ensure your HR credits your salary into your CIMB account within 6 months from your CIMB@Work sign-up date.

Sign up for your company (For Employer)

Step 1: Learn about CIMB@Work payroll benefits for companies HERE.

Step 2: Click on the “Let Us Call You” button to register your interest.

Step 3: Our team will contact you soon.

For more information, email us at caw.care@cimb.com or visit your closest CIMB branch today!

Member of PIDM.

CIMB Current/Savings Account/-i (including CIMB Salary Account) is protected by PIDM up to RM250,000 for each depositor.

Daily Unrestricted Investment Account-i (DURIAN-i) is not protected by PIDM.

Terms & Conditions

CIMB@Work Terms and Conditions (ENG)

CIMB@Work Terms and Conditions (BM)

I'm looking for

CIMB Salary Account

First in the market, enjoy complimentary Takaful protection of up to RM200,000* with CIMB Salary Account.

36 Critical Illnessess

Death or Total and Permanent Disability

No medical check-up

No payments

The coverage amount is adjusted monthly based on the Monthly Average Balance (MAB) two (2) months prior to that month, as outlined below.

Exclusive CIMB@Work Benefits & Privileges

CIMB Visa Debit Card Benefits

Lower Income Requirement for Selected CIMB Credit Cards Application

Fast and Seamless Application Process for Salary Credit Customers

Lower Financing Rates for Your Financial Needs

Preferential Foreign Exchange Rates

CIMB OCTO App

Eligibility

How to Join CIMB@Work?

Sign up for yourself (For Employee without CIMB Account)

OR

Sign up for yourself (For Employee with CIMB Account)

Sign up for your company (For Employer)

For more information, email us at caw.care@cimb.com or visit your closest CIMB branch today!

Member of PIDM.

CIMB Current/Savings Account/-i (including CIMB Salary Account) is protected by PIDM up to RM250,000 for each depositor.

Daily Unrestricted Investment Account-i (DURIAN-i) is not protected by PIDM.

Terms & Conditions

Need More Information?

CIMB@Work

CIMB Salary Account

First in the market, enjoy complimentary Takaful protection of up to RM200,000* with CIMB Salary Account.

36 Critical Illnessess

Death or Total and Permanent Disability

No medical check-up

No payments

The coverage amount is adjusted monthly based on the Monthly Average Balance (MAB) two (2) months prior to that month, as outlined below.

Exclusive CIMB@Work Benefits & Privileges

CIMB Visa Debit Card Benefits

Lower Income Requirement for Selected CIMB Credit Cards Application

Fast and Seamless Application Process for Salary Credit Customers

Lower Financing Rates for Your Financial Needs

Preferential Foreign Exchange Rates

CIMB OCTO App

Eligibility

How to Join CIMB@Work?

Sign up for yourself (For Employee without CIMB Account)

OR

Sign up for yourself (For Employee with CIMB Account)

Sign up for your company (For Employer)

For more information, email us at caw.care@cimb.com or visit your closest CIMB branch today!

Member of PIDM.

CIMB Current/Savings Account/-i (including CIMB Salary Account) is protected by PIDM up to RM250,000 for each depositor.

Daily Unrestricted Investment Account-i (DURIAN-i) is not protected by PIDM.

Terms & Conditions

Need More Information?

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