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What is a personal loan/personal financing?


A personal loan/personal financing is a type of unsecured lending designed for individuals to help meet their personal financial needs. With personal financing, the total amount will be disbursed to you and repayment is made in fixed monthly instalments.



Does CIMB offer personal loan/personal financing products?


Yes, we do. You can browse the product listing above or select from the list below to learn more about each of the product’s features and eligibility:




What is overdraft financing?


Overdraft financing is a flexible credit facility that allows you to withdraw more money than you have in your current account. With an overdraft, you can access additional funds up to an approved limit, and you only pay interest on the amount you use. It provides flexibility and convenience to manage your short-term financial needs, ensuring you have funds available when you need them.



Does CIMB offer overdraft financing?


Yes, we do. Visit the CIMB Secured Overdraft Facility product page to learn more about the features, benefits and eligibility.



What is the current interest rate and profit rate for CIMB’s personal loan/personal financing?


For further information on our personal financing rates, please visit the rates and charges pages below:





How do I apply for CIMB’s personal loan/personal financing?


To find out how you can apply for a personal loan/personal financing product, please visit the product page to view the full information such as the features and benefits of the product, eligibility, document requirements and more.