CIMB Wealth Financing

Why You Should Choose CIMB Wealth Financing

Attractive

Enjoy

Maximize

Attractive Interest Rate

Enjoy low interest rate to invest in potentially higher return investments with flexible repayment.
Maximize Potential Return

Take advantage of market opportunities and increase your investment power.
Lower Capital Outlay

Leverage a wide range of assets held with the Bank as collateral to achieve your financial goals without additional capital expenditure.
Money Flexibility

Increase liquidity by unlocking the value of your long-tenor assets without selling, by securing against your financial assets with CIMB.
Various Acceptable Collaterals

Secure funds with your CIMB’s selected deposit, structured products and unit trust funds.

CIMB Preferred Customer

Subject to eligibility and acceptable collaterals.

Interest is calculated daily based on Facility outstanding balance.

Facility	Overdraft Type	Interest Rates
CIMB Secured Overdraft - Wealth Financing	Secured Overdraft Facility Against Multiple Collateral - Wealth Financing	SBR + 1.25%

Facility

Overdraft Type

Interest Rates

CIMB Secured Overdraft - Wealth Financing

Secured Overdraft Facility Against Multiple Collateral - Wealth Financing

SBR + 1.25%

Products / Item	Charges
Stamp Duty	As per Stamp Act 1949 (revised 1989)
Excess Interest	SBR + 7.35% or minimum of RM5.00 will be charged on any amount in excess of your Facility Limit
Commitment Fee	Waived

Applicants are required to submit these compulsory documents:

Salary Earners	Commission Earner	Self Employed
Multi National Company / Public Listed Company / Government Linked Company Latest 1 month payslip OR Latest 3 months payslip (variable income) OR Latest EPF statement (minimum 6 months EPF record) Others Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement (minimum 6 months EPF record)	Latest 6 months commission statement AND Commission crediting bank statement OR Latest Form B and LHDN payment receipt	Latest 6 months company bank statement AND Business registration document OR Latest Form B and LHDN payment receipt OR Latest e-Form B and e-filing acknowledgement receipt

Salary Earners

Commission Earner

Self Employed

Multi National Company / Public Listed Company / Government Linked

Company

Others

Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR
Latest EPF statement (minimum 6 months EPF record)