CIMB Wealth Financing

Why You Should Choose CIMB Wealth Financing

Attractive

Interest Rate

Enjoy

Flexible Financing

Maximize

Potential Return

Benefits & Privileges

Attractive Interest Rate

Enjoy low interest rate to invest in potentially higher return investments with flexible repayment.
Maximize Potential Return

Take advantage of market opportunities and increase your investment power.
Lower Capital Outlay

Leverage a wide range of assets held with the Bank as collateral to achieve your financial goals without additional capital expenditure.
Money Flexibility

Increase liquidity by unlocking the value of your long-tenor assets without selling, by securing against your financial assets with CIMB.
Various Acceptable Collaterals

Secure funds with your CIMB’s selected deposit, structured products and unit trust funds.

Eligibility & Requirements

CIMB Preferred Customer

Individuals aged 21 to 70 years old.
Malaysian or residents with PR status residing in Malaysia.
Owner of the collateral (free from any encumbrance).
Minimum collateral of RM10,000.
Financing limit dependent on collateral pledged.

Product Disclosure Sheet

Secured Overdraft Facility

Remarks

Subject to eligibility and acceptable collaterals.

Interest Rates

Interest is calculated daily based on Facility outstanding balance.

Facility	Overdraft Type	Interest Rates
CIMB Secured Overdraft - Wealth Financing	Secured Overdraft Facility Against Multiple Collateral - Wealth Financing	SBR + 1.25%

Facility

Overdraft Type

Interest Rates

CIMB Secured Overdraft - Wealth Financing

Secured Overdraft Facility Against Multiple Collateral - Wealth Financing

SBR + 1.25%

Fees & Charges

Products / Item	Charges
Stamp Duty	As per Stamp Act 1949 (revised 1989)
Excess Interest	SBR + 7.35% or minimum of RM5.00 will be charged on any amount in excess of your Facility Limit
Commitment Fee	Waived

Required Documents

Applicants are required to submit these compulsory documents:

Photocopy of NRIC
Collateral Documents (based on collateral to be pledged)
Income document:

Salary Earners	Commission Earner	Self Employed
Multi National Company / Public Listed Company / Government Linked Company Latest 1 month payslip OR Latest 3 months payslip (variable income) OR Latest EPF statement (minimum 6 months EPF record) Others Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement (minimum 6 months EPF record)	Latest 6 months commission statement AND Commission crediting bank statement OR Latest Form B and LHDN payment receipt	Latest 6 months company bank statement AND Business registration document OR Latest Form B and LHDN payment receipt OR Latest e-Form B and e-filing acknowledgement receipt

Salary Earners

Commission Earner

Self Employed

Multi National Company / Public Listed Company / Government Linked

Company

Latest 1 month payslip OR
Latest 3 months payslip (variable income) OR
Latest EPF statement (minimum 6 months EPF record)

Others

Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR
Latest EPF statement (minimum 6 months EPF record)

Latest 6 months commission statement AND Commission crediting bank statement OR
Latest Form B and LHDN payment receipt

Latest 6 months company bank statement AND Business registration document OR
Latest Form B and LHDN payment receipt OR
Latest e-Form B and e-filing acknowledgement receipt

Need More Information?

Customer Help Centre

Find resources to solve simple issues you may face

Email Us

Drop us an email and we'll get back to you

Visit A Branch

Visit us at our branches nationwide

Call Us At

+603 6204 7788

(Available 24 hours)

More Options

Investment Products

STRUCTURED PRODUCT

Gain access to a wider range of markets and payout structures including Equity-Linked Investment, Dual Currency Investment, Gold Convertible and Reverse Gold Convertible Investment.

Investment Products

ASNB Variable Price Funds

Discover ASNB Variable Price Funds for the opportunity to strengthen your financial future with investments offered through CIMB Clicks.

Investment Products

BONDS

A fixed income investment that provides a stream of regular income from selected bonds. Now, you can diversify your investment portfolio and earn regular income with bonds investment. Enjoy direct access to global bonds market without the need for an asset management company.

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CIMB Wealth Financing

Why You Should Choose CIMB Wealth Financing

Interest Rate

Flexible Financing

Potential Return

Benefits & Privileges

Attractive Interest Rate

Maximize Potential Return

Lower Capital Outlay

Money Flexibility

Various Acceptable Collaterals

Eligibility & Requirements

Product Disclosure Sheet

Remarks

Interest Rates

Fees & Charges

Required Documents

Need More Information?

More Options

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STRUCTURED PRODUCT

ASNB Variable Price Funds

BONDS

CIMB Wealth Financing

Why You Should Choose CIMB Wealth Financing

Interest Rate

Flexible Financing

Potential Return

Benefits & Privileges

Attractive Interest Rate

Maximize Potential Return

Lower Capital Outlay

Money Flexibility

Various Acceptable Collaterals

Eligibility & Requirements

Product Disclosure Sheet

Remarks

Interest Rates

Fees & Charges

Required Documents

Need More Information?

More Options

{{tile.title}}

STRUCTURED PRODUCT

ASNB Variable Price Funds

BONDS

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