Bonds

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What are Bonds?

Bonds are debt instruments issued by the government or corporations to finance their operations.

In exchange, the issuer may give out returns (commonly known as “coupons”). These coupons are paid at pre-determined intervals (usually annually or semi-annually), and the principal is returned on the maturity date.

Suitable for: Moderate to aggressive investors

Why Should You Invest in Bonds

Provides

Consistent Income Stream

Stable

Investment Lower Risk Option

Enjoy

Capital Appreciation Potential

Benefits & Privileges

Fixed and Regular Source of Income

Potentially earn a fixed return throughout the bond's tenure, providing you with a reliable income stream.
Wide Range of Selection

Choose from a wide selection of bonds in different currencies to match your risk appetite, with issuers ranging from highly-rated governments to reputable corporations.
Affordable

Government bonds are accessible to investors with low minimum investments, starting from just RM50,000. This allows both new and experienced investors to participate.
Reap Potential Long-Term Capital Gains

Bond prices often move in the opposite direction of market interest rates. If market interest rates fall, there is potential for capital gain due to price appreciation.
Low Volatility

Bonds, especially government bonds, are typically lower-risk investments, providing stable income despite market volatility and geopolitical uncertainties.
Safety

Government bonds are typically considered lower-risk investments, especially sovereign bonds, which offer high levels of security.

What Are the Key Product Risks?

Credit Risk

The ability to receive coupon payments and the principal amount depends on the financial health of the issuer. If the issuer faces financial difficulties, it may affect their ability to make these payments.

Interest Rates Risk

When interest rates rise, bond prices typically fall. Conversely, when interest rates decrease, bond prices may increase, creating potential opportunities for capital gains.

Currency Risk (For Foreign Currency Bonds)

Foreign currency investments are subject to exchange rate fluctuations, which may impact the effective return on the bond, either unfavorably or favorably.

Liquidity Risk

Bond markets can sometimes be illiquid, making it harder for investors to sell bonds quickly at a fair price. This may require selling at a significant discount to the market value.

Learn More About Bonds and Start Investing Today

Important Notes

WARNING
YOU ARE ADVISED TO READ THE RELEVANT INFORMATION MEMORANDUM/OFFERING CIRCULAR/PROSPECTUS/PRINCIPAL TERMS AND CONDITIONS FOR A DETAILED DESCRIPTION OF THE TERMS AND FEATURES OF THE PRODUCT. CUSTOMER MAY LOSE PART OR ALL OF THE INITIAL INVESTMENT. THIS IS NOT A PRINCIPAL PROTECTED INSTRUMENT. THE PRODUCT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

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What are Bonds?