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Benefits & Privileges

Competitive Rate Flexible Financing Financing Protection
Competitive Rate
Flexible Financing
Financing Protection

PNB's Disclaimer

The Replacement Master Prospectus of ASNB dated 1 February 2020 (“Prospectus”), has been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectus. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.


Where unit trust financing is available, investors are advised to read and understand the contents of the unit trust financing risk disclosure statement before deciding to borrow to purchase units.


  • Malaysian Bumiputera only
  • Individuals aged 18 years and above, with evidence of income only
  • Joint application is limited to parents/ spouse/ siblings/ adult children only

Important Notes

Base Rate (BR) as at 13 July 2020 is 2.75% p.a.

Fees and Charges


Applicants are required to submit these compulsory documents:

  • Photocopy of NRIC

  • Evidence of income


Definition of evidence of income

  1. Salary earners, submit any ONE of these documents:
    • Latest 1 month’s salary slip (for fixed salaries) or 3 months' salary slips (for variable incomes)
    • Latest 3 months' payment vouchers accompanied by a current or savings account statement showing salaries credited.
    • For CIMB Payroll customers, minimum latest 3 months’ bank statement
    • Latest EPF Statement
  2. Self-employed / business owners / sole proprietors, submit any ONE of these documents:
    • Latest 6 months' business current account statements
    • Statement of profits earned and received from Term Deposits placed for more than 12 months
    •  ASNB dividend statement
    •  Latest 6 months' Tabung Haji account statements

Product Disclosure Sheet