Term Financing-i Secured by ASB Certificate

A product based on the concept of Commodity Murabahah-Tawarruq enabling you to grow your wealth and achieve your financial goals via ASB investment.

Why

Invest Using Your Own Funds

when you can use ASB Financing to maximise your initial investment capital and returns?

Enjoy

Competitive Yearly Dividend

on your ASB investment via ASB Financing with CIMB

Takaful Coverage (optional) That

Protects Your Financing Amount

providing you a peace of mind

Benefits & Privileges

Competitive Profit Rate

Enjoy a stable Profit Rate throughout your financing tenure; capped at Ceiling Profit Rate (CPR) of 10.75% per annum.
Financing Amount Suitable to Your Affordability

Minimum RM10,000; Maximum RM200,000.
Flexible Tenure

Financing from 5 years to 40 years or age 70, whichever is earlier.
Margin of Financing

Up to 100% financing + 5% Takaful coverage.
Group Term Financing Takaful (GTFT)

GTFT is a protection plan on your financing amount to cover total and permanent disability and death, giving you and your family a peace of mind while maximizing ASB investment’s returns.
Low Risk Investment

A non-heavy financial investment for investors.

PNB's Disclaimer

The Master Prospectus of ASNB dated 1 February 2020, the First Supplementary Master Prospectus dated 20 October 2021, the Second Supplementary Master Prospectus dated 1 April 2023, the Prospectus of ASN Imbang (Mixed Asset Balanced) 3 Global dated 16 September 2020, the First Supplementary Prospectus of ASN Imbang (Mixed Asset Balanced) 3 Global dated 20 October 2021, the Second Supplementary Prospectus of ASN Imbang (Mixed Asset Balanced) 3 Global dated 1 April 2023, the Prospectus of ASN Equity Global dated 1 September 2021, the First Supplementary Prospectus of ASN Equity Global dated 1 April 2023, the Prospectus of ASN Sukuk dated 25 November 2022 and the First Supplementary Prospectus of ASN Sukuk dated 1 April 2023 (“Prospectuses”), have been registered with the Securities Commission Malaysia.

Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at the ASNB website (www.asnb.com.my), branches and agents. The unit will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risk of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. The past performance of a fund should not be taken as indicative of its future performance.

Eligibility & Requirements

Bumiputera only

Individuals aged 18 years and above, with evidence of income only.
Joint application is limited to parents/ spouse/ siblings/ adult children only.

Get a Clearer Idea of Your Monthly Instalment Payments

ASB Financing Monthly Instalment Calculator

Important Notes

Standardised Base Rate (SBR) as at 9 May 2023 is 3.00% p.a.

Required Documents

Applicants are required to submit these compulsory documents:

Photocopy of NRIC
Evidence of income

Definition of evidence of income

Salary earners, submit any ONE of these documents:
- Latest 1 month’s salary slip (for fixed salaries) or 3 months' salary slips (for variable incomes).
- Latest 3 months' payment vouchers accompanied by a current or savings account statement showing salaries credited.
- For CIMB Payroll customers, minimum latest 3 months’ bank statement.
- Latest EPF Statement.
Self-employed / business owners / sole proprietors, submit any ONE of these documents:
- Latest 6 months' business current account statements.
- Statement of profits earned and received from Term Deposits placed for more than 12 months.
- ASNB dividend statement.
- Latest 6 months' Tabung Haji account statements.

Fees & Charges

Term Financing-i Secured By ASB Certificate

Term Financing-i Secured by ASB Certificate Promotion

Financing Details	Financing Rates	Payment Table Link
Financing amount RM30,000 & above with tenure between 5 - 20 years	4.45% per annum (SBR + 1.45% per annum)	Click Here to Download
Financing amount RM30,000 & above with tenure between 21 - 40 years	4.50% per annum (SBR + 1.50% per annum)	Click Here to Download
Financing amount below RM30,000	4.75% per annum (SBR + 1.75% per annum)	Click Here to Download

Financing Details

Financing Rates

Payment Table Link

Financing amount RM30,000 & above

with tenure between 5 - 20 years

4.45% per annum

(SBR + 1.45% per annum)

Click Here to Download

Financing amount RM30,000 & above

with tenure between 21 - 40 years

4.50% per annum

(SBR + 1.50% per annum)

Click Here to Download

Financing amount below RM30,000

4.75% per annum

(SBR + 1.75% per annum)

Click Here to Download

Preferential rate available for CIMB@Work customers. Walk into the nearest CIMB branch for more info on the preferential rate.

Not a CIMB@Work customer? Click here to learn how you can sign up for CIMB@Work.

Current SBR: 3.00% p.a.

Promotion rate validity: 9 May 2023 until further notice

Product Disclosure Sheet

CIMB TF-i ASB Product Disclosure Sheet (ENG)

Terms & Conditions

Terms and Conditions For Term Financing-i ASB

Need More Information?

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(Available 24 hours)

Term Financing-i Secured by ASB Certificate

Invest Using Your Own Funds

Competitive Yearly Dividend

Protects Your Financing Amount

Benefits & Privileges

Competitive Profit Rate

Financing Amount Suitable to Your Affordability

Flexible Tenure

Margin of Financing

Group Term Financing Takaful (GTFT)

Low Risk Investment

PNB's Disclaimer

Eligibility & Requirements

Important Notes

Required Documents

Fees & Charges

Product Disclosure Sheet

Terms & Conditions

Need More Information?

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