Personal Loans Fees and Charges

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Mudarabah IA

Riuh Durian Runtuh 2026 Campaign

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Cash Plus Personal Loan

Get fast approval with CIMB Bank's Cash Plus Personal Loan. Enjoy low interest rates from 4.38% p.a.* and loan amounts up to RM100,000, repayable over 5 years.

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No	Products/Items	Charges
1	Default Interest	Default interest at the rate of one per centum (1.0% p.a) per annum or such other rate as the Bank may from time to time stipulate on the total amount in arrears and overdue will be charged from the due date to the date of full repayment
2	Early Settlement Fee	Nil
3	Stamp Duty	Ad valorem stamp duty of 0.5% on the total approved personal loan which will be rounded up to the nearest thousand will be charged and deducted from the approved personal loan, subject to a minimum of RM10

Products/Items

Charges

Default Interest

Default interest at the rate of one per centum (1.0% p.a) per annum or such other rate as the Bank may from time to time stipulate on the total amount in arrears and overdue will be charged from the due date to the date of full repayment

Early Settlement Fee

Nil

Stamp Duty

Ad valorem stamp duty of 0.5% on the total approved personal loan which will be rounded up to the nearest thousand will be charged and deducted from the approved personal loan, subject to a minimum of RM10

No	Products/Items	Charges
1	Stamp Duty	As per Stamp Act 1949 (revised 1989)
2	Documentation Fee	RM100.00 payable to Amanah Saham Nasional Berhad (ASNB)
3	Commitment Fee	1% per annum on the unused amount of the Facility is payable if total Overdraft Facility with the bank is more than RM250,000.00
4	Excess Interest	SBR + 7.35% or minimum of RM5.00 will be charged on any amount in excess of your Facility Limit

Products/Items

Charges

Stamp Duty

As per Stamp Act 1949 (revised 1989)

Documentation Fee

RM100.00 payable to Amanah Saham Nasional Berhad (ASNB)

Commitment Fee

1% per annum on the unused amount of the Facility is payable if total Overdraft Facility with the bank is more than RM250,000.00

Excess Interest

SBR + 7.35% or minimum of RM5.00 will be charged on any amount in excess of your Facility Limit