You Are In

  • Life Goals
  • Day To Day Banking
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks
Life Goals
Day To Day Banking
Digital Services
Promotions
Help & Support
Quicklinks
Savings Strategies
Investing My Money
Travel Tips
Planning for My Future
Accounts
Cards
Financing
Investments
Insurance/Takaful
Remittance
Tools
More Services
vanity hidden
Latest Promotions
Rates & Charges
Security & Fraud
CIMB Covid-19 Support

Campaign

MORTGAGE FLEXIOWN 5-YEAR LOWER PAYMENT

Make your dream home a reality with

when you apply for HomeFlexi Smart/-i. Enjoy lower monthly instalments compared to normal financing.

How it works

1ˢᵗ 5 years

Pay lower monthly instalments as compared to normal financing during the first 5 years

6ᵗʰ Year Onwards

Start paying full instalments from the 6th year onwards

Below table shows the monthly instalments for FlexiOwn vs Normal Monthly Instalments

Tenure Normal Payment FlexiOwn 5-Year Lower Payment
  Normal Monthly Instalment 1ˢᵗ 5 Years (Tier-1) monthly instalment 6ᵗʰ Year onwards (Tier-2) monthly instalment
20 RM3,057 RM2,751 RM3,208
25 RM2,667 RM2,401 RM2,775
30 RM2,416 RM2,175 RM2,502
35 RM2,244 RM2,020 RM2,316

With FlexiOwn, monthly instalment for the 1st 5 years is reduced by up to 10%. The illustration is calculated based on a RM500,000 mortgage over different payment schemes at BR + 0.6%, where BR as at 9 March 2020 is 3.50% p.a.

 

Please note that the results from this calculation are for illustration purposes and are indicative only. The results are subject to CIMB's approval.


Terms and conditions apply.

How to be eligible

  • Only applicable when you apply for HomeFlexi Smart/-i
  • For completed residential properties only
  • Up to RM1.5 million property value 

Why wait?

With FlexiOwn, enjoy lower monthly instalments for the first 5 years. This gives you the freedom to pick the house that you want, and ultimately enables you to own the home of your dreams.

Let Us Call You

Terms and Conditions

Click here for HomeFlexi Smart
Click here for HomeFlexi Smart-i

You are about to enter a third party website & CIMB Group's privacy policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Bank.

 

CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed