First, tell us your current status so we can begin customising a solution for you.
You are:
Save On Interest
Extra payment may be used to reduce the principal amount (subject to express request).
Payment and Withdrawal
Deposit any amount at your convenience and withdraw excess funds any time.
Type of Properties
All types of completed/under construction commercial & industrial properties.
Statement
Yearly statement is available.
Margin of Financing
i. Up to 85% + 5% (Group Mortgage Term Assurance (GMTA) / Legal / Valuation Fees) margin of financing
Free Moving Cost (FMC)
ZERO moving cost home loan package, CIMB Bank will absorb the stamp duty, legal and valuation fees.
Note: Not applicable for LTV 95% campaign
Tenure
Minimum: 5 years.
Maximum: 30 years or 70 years of age, whichever is earlier.
Group Mortgage Term Assurance (GMTA)
GMTA can be financed providing you and your loved ones with financial protection.
Instant Approval
Secure your dream property with full approval in just 1 minute! Speak to our CIMB representatives to find out more.
Terms and Conditions apply.
Individuals aged 18 years and above
| Malaysian Applicants | Malaysian Applicants | Copy of NRIC Sale and Purchase Agreement or the developer’s booking form |
|---|---|---|
Foreign Applicants -Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) -Local Preferred/Private Banking |
Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form |
|
| Income documents | Salary Applicants | Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salary |
| Commission Applicants | Latest 6 months' commission statement Latest 6 months' bank statement with credited commission |
|
| Self-Employed Applicants | Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt |
|
| Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request | ||
Products / Items |
Fees and Charges |
|---|---|
HomeLoan / BizLoan / Variable Home Financing-i / Business Premises Financing-i / Term Financing-i / Vacant Land Financing |
Processing fee: Not applicable |
HomeFlexi / BizFlexi / Flexi Home Financing-i / Flexi Business Premises Financing-i |
Set up fee of RM200.00 Monthly service charge of RM10.00 Monthly flexi charge / Non rebated profit of RM40.00 |
Flexi Vacant Land Financing |
Monthly service charge of RM10.00 Monthly flexi charge of RM40.00 |
HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i |
Processing fee of RM200.00 |
HomeFlexi Smart / BizFlexi Smart/ Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i |
Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks **per transaction regardless of the amount withdrawn |
Secured OD |
Commitment fee of 1% p.a. on the unutilised amount for OD facility of RM 250,000.00 and above |
Special PR1MA End Financing (SPEF) Package |
Processing fee of RM 200.00 |
Redemption Statement (Home loan / Home financing) |
RM 50.00 per request |
Letter of Confirmation for EPF withdrawal |
RM 20.00 per request |
Ring Fence Processing Fee for EPF withdrawal |
RM 50.00 per request |
Reproduction of statements |
For period up to 1 year Front page - RM 10.00 Additional page - RM 2.00 For period exceeding 1 year Front page - RM 30.00 Additional page - RM 2.00 |
Stamp Duties |
As per Stamp Duty Act 1949 (Revised 1989) i) Letter Offer: RM10.00 ii) Principal Document: RM5.00 for every RM1,000.00 iii) Security Document: RM10.00 iv) Standing Instruction: RM10.00 |