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MY - EN

Grow Your Savings with Fixed Deposit (FD)

Earn

High Interest

Start With Minimum

RM1,000 Deposit Placement

Choose

Maturity Period of 1 - 60 Months

Benefits & Privileges

  • High Returns
    • Earn high returns on your savings while staying protected from interest rate fluctuations.

    • Receive interim interest every 6 months for tenures above 12 months.

  • Flexible Tenure

    Enjoy the flexibility of choosing your FD maturity period between 1 to 60 months and its respective interest rates.

  • Partial Withdrawals

    Make withdrawals in multiples of RM1,000 while maintaining the predetermined interest rate on your remaining balance.

Start earning special eFD rates in just a few simple steps.

Via CIMB Octo App

Learn more and download CIMB Octo App

Scan this QR code to download CIMB OCTO App (https://onelink.to/cimbocto) from respective device app store.

Verify the URL before proceeding and do not enter any information on unverified pages.

Via CIMB Clicks Web

Not a CIMB/-i Account holder?

Click here to apply.

Eligibility & Requirements

  • Joint account is allowed.
  • NRIC or passport is required.
  • Minimum deposit placement of RM5,000 for a tenure of 1 month and RM1,000 for tenures of 2 to 60 months.

Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.

Interest Rates

Fees & Charges

Important Notes

Withdrawal is allowed with a minimum of RM1,000 and in multiples of RM1,000 under the same account number (Applicable for new and renewed Fixed Deposit accounts effective 18 January 2015 onward.)

 

Upliftment/Withdrawal before maturity is allowed but the amount will be subject to the following conditions:

 

  1. For FD placement/renewal from 1 November 2018 onward:

    No interest will be paid for any fully or partially* withdrawn amount before completion of its tenure.

  2. For FD placements/renewals prior to 1 November 2018:

    i. FD for 1 to 3 months' tenure
    No interest will be paid for any fully or partially* withdrawn amount before the completion of its tenure.

    ii. FD for 4 months' tenure and above
    Before Completion of 3 months
    No interest will be paid for any fully or partially* withdrawn amount.

    After Completion of 3 months
    For any fully or partially* withdrawn amount, half the interest of the contracted rate for each completed month of the withdrawn amount is payable.

    *For partial withdrawn, interest on the contracted rate is payable for the amount that is not withdrawn.

  3. Partial withdrawal is currently not available via CIMB Clicks.