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Benefits & Privileges

High Interest Flexibility Additional Benefits
High Interest
Flexibility
Additional Benefits

For Islamic equivalent of Unfixed DepositTM, click here.

Here’s how you can make your placement online via CIMB Clicks on desktop or CIMB Clicks mobile app.

Eligibility

  • Individuals aged 18 years and above
  • Joint account is allowed


Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.

Requirements

  • NRIC or passport
  • Minimum deposit placement of RM5,000 for a tenure of 1 month and RM1,000 for tenures of 2 to 60 months
  • A copy of utility bill for verification of address

Interest Rates

Unfixed Deposit™ Interest Rates

Fees and Charges

Unfixed Deposit™ Fees and Charges

Terms and Conditions

Unfixed Deposit Terms and Conditions (ENG)
Unfixed Deposit Terms and Conditions (BM)
Declaration/ Disclosure by Applicant (ENG & BM)

Important Notes

Withdrawal is allowed with a minimum of RM1,000 and in multiples of RM1,000 under the same account number (Applicable for new and renewed Unfixed DepositTM accounts effective 18 January 2015 onward.)

 

Upliftment/Withdrawal before maturity is allowed but the amount will be subject to the following conditions:

 

  1. For FD placement/renewal from 1 November 2018 onward:

    No interest will be paid for any fully or partially* withdrawn amount before completion of its tenure.

  2. For FD placements/renewals prior to 1 November 2018:

    i. FD for 1 to 3 months' tenure
    No interest will be paid for any fully or partially* withdrawn amount before the completion of its tenure.

    ii. FD for 4 months' tenure and above
    Before Completion of 3 months
    No interest will be paid for any fully or partially* withdrawn amount.

    After Completion of 3 months
    For any fully or partially* withdrawn amount, half the interest of the contracted rate for each completed month of the withdrawn amount is payable.

    *For partial withdrawn, interest on the contracted rate is payable for the amount that is not withdrawn.

FAQ

Unfixed Deposit™ Frequently Asked Questions

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