Fixed Deposit-i (Monthly Returns)

Withdrawal is allowed at a minimum of RM1,000 and in multiples of RM1,000 under the same account number. Applicable for new and renewed FD-i account effective 18 January 2015 onwards.

Upliftment/Withdrawal before maturity is allowed through a rebate or Ibra’ clause whereby the customer agrees to give rebate in case of early demand of Murabahah Sale Price. Amount uplifted/withdrawn will be subjected to the following conditions:

1. For FD-i placement/renewal from 1 November 2018 onward:
   
   No profit will be paid for the withdrawn amount.
   
   
2. For FD-i placements/renewals prior to 1 November 2018:
   
   i. FD for 1 to 3 months' tenure
   No profit will be paid for any fully or partially* withdrawn amount before the completion of its tenure.
   
   ii. FD-i for 4 months' tenure and above
   Before Completion of 3 months
   No profit will be paid for any fully or partially* withdrawn amount.
   
   After Completion of 3 months
   For any fully or partially* withdrawn amount, half the profit of the contracted rate for each completed month of the withdrawn amount is payable.
   
   Profit is paid on a monthly basis. Monthly profit payments can be made directly into your affiliate Islamic or conventional account.
   
   *Profit on the contracted rate is payable for the amount that is not withdrawn.
   
   
3. Partial withdrawal is currently not available via CIMB Clicks.