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Instant approval and no documents required for CIMB Payroll Customers*

*CIMB Payroll customers are customers whom sign up for CIMB@Work. Applicable to selected CIMB@Work customers with more than 3 months consistent payroll crediting to CIMB account. Subject to the Bank’s final approval.

CIMB Credit Card

Need help with your application?

Your epic journey starts with e!

Meet your ultimate buddy for a seamless payment – CIMB e Credit Card.


Seize 12X Bonus Points for your shopping and spending sprees on eDAY

and 3X Bonus Points every other day with no minimum spend!


Not only that, but you’ll get annual fee waiver1 too!

What can you do with Bonus Points?

Exchange them now for an e-pic lifestyle!

Want to redeem more?

Check out our Member Rewards Catalogue here

Benefits & Privileges

Bonus Points Exclusive Deals Complete Care
Bonus Points
Exclusive Deals
Complete Care

Important Notes

1 The annual fee waiver campaign runs from 15 March 2022 until 31 December 2025. The annual fee waiver will be applicable to new and existing CIMB e Credit Cardholders. 

2 Bonus Point rewards are capped at 20,000 Bonus Points per cardholder per statement cycle. 

3 Bonus Points conversion is 500 Bonus Points = RM1. The conversion rate is applicable to Pay With Points participating merchants.



Minimum income requirement: RM24,000 per annum

Annual Fees

  • Principal Card - RM100
  • Supplementary Card - Waived 


Annual fee waiver from
15 March 2022 – 31 December 2025

(The annual fee waiver will be applicable to new and existing CIMB e Credit Cardholders)

Frequently Asked Questions (FAQ) - New Application


1. What is CIMB e Credit Card?

  • CIMB e Credit Card is a credit card that lets you get the most out of your cashless payments online or offline; from ecommerce, auto billing as well as every day in-store purchases.


2. Who should apply for CIMB e Credit Card? Those of you who say yes to any two (2) of the following:

  • If you are 21 years old and above (18 years old and above for supplementary card) and need a rewarding cashless payment tool
  • If you enjoy great discounts and offers
  • If you want to enjoy unbeatable rewards and deals during special days
  • If you want to maximise your everyday spend to gain more rewards
  • If you want a supplementary card for your loved ones
  • If you want to get the best value for your bonus points and use it as cash


3. What is the minimum annual income requirement to apply for CIMB e Credit Card?

  • The minimum income requirement to apply is RM24,000 per annum.


4. Where can I apply for CIMB e Credit Card?


  • Apply online under 10 minutes by clicking on the “APPLY NOW” button in Red at the bottom of your screen. 


Call Centre:

  • Call CIMB’s Consumer Contact Centre at +603 6204 7788



  • Simply visit any CIMB Bank branch near you


(Refer below for submission of documents required.)


5. What documents are required to apply for CIMB e Credit Card?

A copy of NRIC (both sides) for Principal Card/Supplementary Card Applicant (if any)

No Employer

Fixed Income Earner

(Basic only)

Variable Income Earner

(Basic + Allowance)






Multi National Company


Public Listed Company


Government Linked Company

Minimum latest 1 month payslip




Latest EPF statement with minimum

6 months contribution

Minimum latest 3 months payslip




Latest EPF statement with minimum

6 months contribution


Self Employed

Income Documents






Sole Proprietor




Private Limited Company

(Sdn Bhd)

Minimum latest 6 months company bank statement


Business Registration Document*




a) Latest Form B AND LHDN payment receipt




b) Latest e-Form B AND e-filing acknowledgment receipt 

* Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/Professional Practicing Certificate 


6. What is the annual fee for CIMB e Credit Card?

  • The annual fee is RM100 for Principal Card but it will be waived until 31 Dec 2025 for new & existing applicants. 


7. Can I check my application status?

Yes, you can via:



  • You can view your application status via CIMB’s Application Status Checker here by entering your IC Number and Application Number (only applicable for online application submission).


Call Centre

  • Call CIMB’s Consumer Contact  Centre at +603 6204 7788

Fees and Charges

For full fees & charges, click here.

Terms and Conditions