Ikhlas Private Car Comprehensive Plus Takaful

Comprehensive coverage include:

• Covers against liabilities to other parties for injury or death and damage to other parties’ property
• Covers against accident or fire damage to your vehicle or theft of your vehicle.
• Complimentary RM10,000 Personal Accident cover for Participant due to accidental injury or death.
• Up to RM100 transportation fee reimbursement incurred for utilizing public local transportation services while car is being repaired.
• Unlimited name of authorized drivers will be automatically covered.
• Complimentary 24 hours Bantuan IKHLAS Road Assist Service which includes accident breakdown towing service, roadside assistance and battery delivery service.

Optional to add on additional coverage below:

• Cover for Windscreen, Windows, Sunroof.
• Damage arising from flood, storm, landslide or other convulsions of nature
  • Full coverage up to 100% of the sum covered, or
  • Limited coverage up to 25% of the sum covered
• Waiver of betterment
• Bantuan IKHLAS Supreme Takaful

24-Hour Bantuan IKHLAS Toll Free Call Center 1-800-88-1186

• Participants can access our call centre 24 hours a day, 365 days a year.

24-Hour Accident and Breakdown Towing Services

• Accident: Participants will be provided with FREE 24-hour towing service to the nearest police station to lodge a police report and then to Takaful IKHLAS’ authorised panel workshop within 100 km¹ from accident site.
• Breakdown: Participants will be provided with FREE 24-hour towing service to participants’ preferred workshop within 100 km¹ from the breakdown site.

More Information¹

24-Hour Roadside Assistance
Up to a maximum of RM300 for the following roadside assistance:

• Jump Start and Battery Replacement Services (Cost of new battery to be borne by participants)
• Changing of Flat Tyre Services (Cost of new tyre to be borne by participants)
• Petrol Assistance Services (Cost of the petrol to be borne by participants)

4 plans available and contribution from RM120 (excluding stamp duty and service tax) onwards:

• Section 1 – Personal Accident Benefit (per person)
  • Accidental death & permanent disablement up to RM100K and double if during public holiday
  • Covers funeral expense, medical expenses, dental treatment, ambulance fees & daily hospital income
• Section 2 – 24-hour Personal Accident Coverage Benefit for Takaful Participant Only
• Section 3 – Inconvenience Allowance Benefit (Limited to 1 claim per period of Takaful)
  • Islamic Credit Card Balance Assistance
  • RM3K Islamic Car Financing Instalment Assistance 
  • Allowance for car loss or damage
  • Allowance for total loss or theft
  • RM500 allowance for flood damage expenses
  • RM500 allowance for smash and grab
• Section 4 – Car Assistance Programme Benefit
  • 24 hours UNLIMITED car towing services – unlimited distance and requests.
  • 24 hours car breakdown assistance – unlimited request
  • Hotel Accommodation Expenses and Taxi Expenses

A value-based initiative for the community from Takaful IKHLAS

Eligibility:

All individual participants of Takaful IKHLAS’s General Takaful products and services effective 1st April 2019

Waqf means:

• Shariah-compliant endowment
• Money or other assets donated to Shariah-approved institutions or projects
• Becomes a perpetual and irreversible source, to generate revenue to cover operating expenses and other needs of the institution

Endowment means:

• Money or other financial asset which are donated to approved institutions or projects.
• Forms perpetual resources to generate income to cover operating expenses and other needs of the institutions

Benefits:

In the event of death due to any accident of the participant, whilst the certificate is in force, the Company will pay a sum of RM1,000 to identified waqf or endowment body in the name of the Participant.

To find out more about IKHLAS Waqf & Endowment, please visit the Takaful Ikhlas General Berhad website.