Junior Savers Account/-i Bonus Campaign

Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required. 

Find Out More

Quicklinks

Contact Us

Upload Documents

Check Application

Start saving in your child’s Junior Savers Account/-i (JSA/-i) today and enjoy up to 50% bonus interest/profit on top of the current savings rate — because every little bit adds up to a bigger future.

Save Monthly,

Reap Big Rewards

Pro Tip:

Schedule a monthly transfer of RM500 and above from your bank account to your child’s JSA/-i to make sure you don’t miss a month.

Why should you open JSA/-i for your children?

High Savings Rate

Get savings rate as high as one-month Fixed Deposit/-i rate for account balances up to RM50,000.

Now you earn up to 50% bonus interest/profit on top of it!

Regular Payouts

Enjoy monthly base interest/profit payout.

Your bonus interest/profit will be credited after the campaign ends.

24/7 Access

Link JSA/-i to the parent or guardian’s CIMB Clicks ID for easier monitoring.

You can view account balances conveniently with our CIMB OCTO App.

Learn more

Junior Savers Account | Junior Savers Account-i

Eligible for children below 12 years old

Ready to get started on your child’s savings journey with JSA/-i?

Open an account today at our branches with these:

• Child's Birth Certificate and MyKid

• Parent's / Guardian’s MyKad

• Minimum initial deposit of RM100

To better manage your time, you can book an appointment online before your visit (available at selected branches).

Find our nearest branch

Important Notes:

1. This Campaign is open to all new and existing individual customers who are active Junior Saver Account/-i (“JSA/-i”) customer with CIMB during the Campaign Period (collectively referred to as “Eligible Customer(s)”).

2. For the purpose of this campaign:

a) Monthly Incremental Balance (“MIB”)

Monthly Incremental Balance (“MIB”) refers to the net changes in month-end balance compared to beginning of the month or the day of new account opening of JSA/-i, whichever earlier. The following crediting/deposit transactions will not be included for the computation of MIB, if any:

i) Crediting of interest/profit/incentive or bonus interest/profit/incentive

ii) Crediting of cash rebate, cashback, waiver, refund, adjustment, reversal

b) Eligible Month (“Eligible Month”)

Eligible Month (“Eligible Month”) refers to the initial month customer first met the campaign criteria of minimally RM500 MIB, which will also be deemed as the campaign commencement month of the customer.

3. The campaign reward computation will be based on the base interest/profit earned during the campaign period effective from the Eligible Month, determined as follows:

Eligibility of Bonus Interest/Profit

i) The bonus interest/profit shall be determined at 50% of the base interest/profit earned beginning from the commencement of Eligible Month, provided that MIB is successfully carried out in respect of all the months or the remaining months (as the case may be) during the campaign period.

ii The bonus interest/profit shall be determined at 25% of the base interest/profit earned beginning from the commencement of Eligible Month, if there is a failure in carrying out the MIB which is attributable to the default of up to two (2) months in respect of all the months or the remaining months (as the case may be) during the campaign period.

iii) The bonus interest/profit shall not be awarded if there is a failure in carrying out the MIB which is attributable to the default of above two (2) months in respect of all the months or the remaining months (as the case may be) during the campaign period.

4. The Campaign Reward will be credited to Eligible Customer(s) JSA/-i no later than 90 days from the end of the campaign period.

5. For the avoidance of doubt, the Campaign Reward is capped at a maximum of RM10,000 per customer during the campaign period.

Terms and Conditions.

JSA/-i Bonus Campaign Terms and Conditions (ENG)

JSA/-i Bonus Campaign Terms and Conditions (BM)

Member of PIDM.

CIMB Junior Savers Account/-i is protected by PIDM up to RM250,000 for each depositor.