Junior Savers Account

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Elevate Your Child’s Savings and Future With Junior Savers Account

Earn Interest Up to

1-Month FD

board rate equivalent

Enjoy Up to

50% Bonus Interest

for your child’s education savings

Benefits & Privileges

High Interest Rates

Get interest rates as high as 1-month Fixed Deposit (FD) board rate for account balances up to RM50,000.

Now you can earn up to 50% bonus interest on top of it!

Campaign period: 1 Jan 2026 – 31 December 2026.

Terms and Conditions apply.

Click here to find out more.
Banking On-The-Go

This account will be linked to the CIMB Clicks ID of the parent or guardian.
Regular Payouts

Enjoy monthly base interest payout.

Eligibility & Requirements

Individuals aged below 12 years old.
No joint account allowed.
Child’s Birth Certificate.
Parent’s or Guardian’s NRIC.
Minimum initial deposit of RM100.

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now.

Interest Rates

Balance (RM)	Interest Rates (% p.a.)
First 50,000	1.75
Next 50,000.01 - 100,000	0.95
Above 100,000	1.45

Interest rates effective 19 September 2025.

Interest is calculated daily and credited monthly.

Fees & Charges

Junior Savers Account

Terms & Conditions

Savings Account Terms and Conditions (ENG)

Savings Account Terms and Conditions (BM)

Important Notes

This account is an in-trust account.
No debit card will be issued. The account will be linked to the existing CIMB Clicks ID of the parent or guardian.
This account can be maintained until your child is 18 years old. Upon your child reaches 18 years old, the account will be automatically converted into Savings Account (Passbook).
Only 1 over-the-counter withdrawal is allowed per month with no set limit – up to the remaining balance in the account.

Campaigns & Promotions

JUNIOR SAVERS ACCOUNT/-i BONUS CAMPAIGN

50% MORE returns to grow your child’s future

Campaign Period: 1 January 2026 - 31 December 2026

Terms and Conditions apply.

Find Out More

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