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Benefits & Privileges

High Interest Rate Bonus Interest Passbook-based
High Interest Rate
Bonus Interest


  • Individuals aged below 12
  • Upon reaching 18 years old, the account will be automatically converted in a Savings Account (Passbook)
  • No joint account allowed

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now. 


  • Birth certificate / MyKid and certified by JPN chip details (Maklumat Dalam Cip) printout
  • Parent's or guardian's NRIC
  • Minimum initial deposit of RM100

Interest Rates

Interest is calculated daily and credited monthly.

Balance (RM) Interest Rates (% p.a.)
First 50,000 2.50
Next 50,000.01 - 100,000 0.95
Above 100,000 1.45

Effective 15 November 2023

Fees and Charges

Terms and Conditions

Generic Savings Account
Bonus Interest

Important Notes

  • Only 1 over-the-counter withdrawal is allowed per month with no set limit - up to the remaining balance in the account.
  • No debit card -  The account is linked to the CIMB Clicks ID of the parent or guardian.
  • This is an in-trust account.