Junior Savings Account | Child Savers | CIMB

Benefits & Privileges

Bonus Interest

High Interest Rate

Passbook-based

Benefits & Privileges

Bonus Interest

High Interest Rate

Passbook-based

Eligibility

Individuals aged 12 years and below
Upon reaching 18 years old, the account will be automatically converted in a Savings Account (Passbook)
No joint account allowed

Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.

Requirements

Birth certificate / MyKid and certified by JPN chip details (Maklumat Dalam Cip) printout
Parent's or guardian's NRIC
Minimum initial deposit of RM100
A copy of utility bill for verification of address

Interest Rates

Interest is calculated daily and credited monthly.

Balance (RM)	Interest Rates (% p.a.)
Up to 50,000	1.50
Up to 100,000	0.95
Above 100,000	1.45

Fees and Charges

Junior Savers Account

Terms and Conditions

Generic Savings Account

Savings Account Terms and Conditions (ENG)

Savings Account Terms and Conditions (BM)

Bonus Interest

Bonus Interest Terms and Conditions

Important Notes

Only 1 over-the-counter withdrawal is allowed per month with no set limit - up to the remaining balance in the account.
No debit card - The account is linked to the CIMB Clicks ID of the parent or guardian.
This is an in-trust account.

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