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Benefits & Privileges

Octo Octo Octo
Bonus Interest
High Interest Rate
Passbook-based

Eligibility

  • Individuals aged 12 years and below
  • Upon reaching 18 years old, the account will be automatically converted in a Savings Account (Passbook)
  • No joint account allowed


Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.

Requirements

  • Birth certificate / MyKid and certified by JPN chip details (Maklumat Dalam Cip) printout
  • Parent's or guardian's NRIC
  • Minimum initial deposit of RM100
  • A copy of utility bill for verification of address

Interest Rates

Interest is calculated daily and credited monthly.

Balance (RM) Interest Rates (% p.a.)
Up to 50,000 2.40
Up to 100,000 0.95
Above 100,000 1.45

Fees and Charges

Junior Savers Account

Terms and Conditions

Generic Savings Account
Savings Account Terms and Conditions (ENG)
Savings Account Terms and Conditions (BM)
Bonus Interest
Bonus Interest Terms and Conditions

Important Notes

  • Only 1 over-the-counter withdrawal is allowed per month with no set limit - up to the remaining balance in the account.
  • No debit card -  The account is linked to the CIMB Clicks ID of the parent or guardian.
  • This is an in-trust account.

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