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Benefits & Privileges

High Profit Rate Passbook-based
High Profit Rate


  • Individuals aged below 12
  • Upon reaching 18 years old, the account will be automatically converted to a Savings Account-i (Passbook)
  • No joint account allowed

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now.


  • Original birth certificate and MyKid
  • Parent's or guardian's NRIC
  • Minimum initial deposit of RM100

Profit Rates

Balance (RM) Profit Rates (% p.a.)
First 50,000 2.45
Next 50,000.01 - 100,000 0.95
Above 100,000 1.45

Effective 2 April 2024

Based on the Shariah concept of Tawarruq.

Fees and Charges

Terms and Conditions

Generic Savings Account-i

Important Notes

  • Only 1 over-the-counter withdrawal is allowed per month with no set limit – up to the remaining balance in the account.
  • No debit card – the account is linked to the CIMB Clicks ID of the parent or guardian.
  • This is an in-trust account