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Benefits & Privileges

Bonus Incentive High Profit Rate Passbook-based
Bonus Incentive
High Profit Rate


  • Individuals aged 12 and below
  • Upon reaching 18 years old, the account will be automatically converted to a Savings Account-i (Passbook)
  • No joint account allowed

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now.


  • Original birth certificate and MyKid
  • Parent's or guardian's NRIC
  • Minimum initial deposit of RM100
  • A copy of utility bill for verification of address

Profit Rates

Balance (RM) Profit Rates (% p.a.)
Up to 1,000 0.60
Up to 5,000 0.70
Up to 25,000 0.80
Up to 50,000 0.80
Up to 100,000 0.95
Above 100,000 1.45

Based on the Shariah concept of Tawarruq.

Fees and Charges

Terms and Conditions

Generic Savings Account-i
Bonus Incentive

Important Notes

  • Only 1 over-the-counter withdrawal is allowed per month with no set limit – up to the remaining balance in the account.
  • No debit card – the account is linked to the CIMB Clicks ID of the parent or guardian.
  • This is an in-trust account