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MY - EN

Perks of Rancang Hibah

Take charge now to

Balance The Distribution

of your estate to selected beneficiaries prior to your passing 

Continue to

Enjoy Your Asset

as the documentation transfer will only take place upon your passing or triggering events

Enjoy the ability to

Customise Your Pri-Hibah 

to your needs i.e. specific trigger events, etc.

Benefits & Privileges

  • This is a Product Package

    Rancang Hibah is a product package combining Comprehensive Wasiat and Pri-Hibah.

    This page focuses on Pri-Hibah, for more info on Comprehensive Wasiat, click here. 

  • Balance your Distribution

    Hibah can be used to balance distribution of your estate as you may Hibah your estate in advance to give more to certain inheritors. Assets under Pri-Hibah is not considered as part of your estate and it takes effect immediately upon your death, before the distribution of Faraid.

  • Continue to enjoy your asset

    You can continue to enjoy the benefits of the Pri-Hibah asset in you lifetime as the documentation transfer will only take place upon your passing or triggering events. You can also appoint a protector to safeguard the interests of minors’

  • Revocable if to your Children

    Hibah generally is effective immediately & can only be revoked with the consent of the beneficiary. However, if the recipient is your biological child or grandchild, you have the power to revoke the Hibah at anytime.

  • Customizable

    You can also state that the Hibah is to take effect in the event of your incapacity, not solely upon death. Thus this ensures that the intended beneficiaries are taken care of.

Eligibility

  • Muslim
  • Age 18 years old and above
  • Sound mind & at own freewill
  • Not under any legal prohibition to administer his property
  • Holds a Comprehensive Wasiat from as-Salihin Trustee Berhad (AST). For more information on Comprehensive Wasiat click here

Key Notes 

  • Pri-Hibah is the declaration of Hibah (Gift) done by the owner of an asset on the said asset. This written document states that the owner gifts the asset to the beneficiary, whilst he/she holds the asset for the benefit of the beneficiary until his/her death.
  • Pri-Hibah is not a standalone product and must be taken with a Comprehensive Wasiat by AST, with AST appointed as the executor in the Wasiat.
  • Revocation of Pri-Hibah can only be done with the consent of the beneficiary unless if the beneficiary is the children/grandchildren of the Customer – in this case the Pri-Hibah can be revoked without their consent.
  • If the beneficiary passes away before the Customer, the asset will be considered part of the beneficiary’s estate.
  • The beneficiary must be a party to this Pri-Hibah. If the beneficiary is minor (below age 18 years old), then his/her guardian of property shall be a party to the Pri-Hibah i.e. biological father. In absence of the biological father, then paternal grandfather shall act as guardian of property.

 

Fees & Charges

Rancang Hibah is a Product Package combining Comprehensive Wasiat and Pri-Hibah. Comprehensive Wasiat is a precondition to Pri-Hibah; thus the pricing below applies:

 

Rancang Harta Sepencarian Retail Price

Rancang Hibah

(Pri-Hibah + Comprehensive Wasiat)

 RM2,500

Rancang Hibah for customers with existing Express Wasiat with AST

 RM2,000

Rancang Hibah for customers with existing Comprehensive Wasiat with AST

 RM900

Documents Required

  • Copy of NRIC of Hibah Customer
  • Copy of NRIC of all other parties involved
  • Copy of Asset Ownership Documentations
  • Copy of Loan/Financing Documentation & MRTT/MRTA (for encumbered assets only)
  • FATCA, CRS & AMLA Declaration form (for Guardian, Protector & Settlor)

Terms & Conditions

Rancang Hibah Product Disclosure Sheet (ENG)
Rancang Hibah Product Disclosure Sheet (BM)
Campaign Terms & Conditions (ENG)
Campaign Terms & Conditions (BM)

Disclaimer

This product is managed by as-Salihin Trustee Berhad [Registration No 200401031859 (670367-D)], as-Salihin Trustee Berhad is a trust company incorporated under the Companies Act 2016 and registered under the Trust Companies Act 1949.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this Wasiat product and the services provided by the Trustee. The Bank merely acts as a distributor for this product.

 

The Comprehensive Wasiat product is an as-Salihin Trustee Berhad product and not a product of the Bank. Therefore this Wasiat product is not guaranteed or serviced by the Bank, its subsidiaries and/or its affiliates and the Trustee shall undertake the full responsibilities, obligations and liabilities in respect of this Wasiat product.

 

Terms and Conditions apply.

 

If you have any enquiries with regards to the aforesaid Wasiat products, please contact the Service Provider at:

 

as-Salihin Trustee Berhad

101 - 301, Block A, Glomac Business Centre

No. 10, Jalan SS6/1, Kelana Jaya 47301,

Petaling Jaya, Selangor

Tel: 03 7880 9595 | Fax: 03 7880 8190

E-mail: general@as-salihin.com

Website: https://as-salihin.com/en/contact-us/

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