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Perks of Rancang Harta Spencarian

Ensure

Easy Asset Distribution

for you and your spouse/s

Ensure Your Harta Sepencarian is

Documented

and in alignment with the court procedures

Spouses are 

Protected  

as all mutually agree on the apportionment of distribution

Benefits & Privileges

  • This is a Product Package

    Rancang Harta Sepencarian is a product package combining Comprehensive Wasiat and Harta Sepencarian.

     

    This page focuses on Harta Sepencarian, for more info on Comprehensive Wasiat, click here.

  • Easy Asset Distribution

    A “Harta Sepencarian Claim” can be made in court, however very detailed proof of documents (receipts, bills, etc.) would be required as proof of evidence.

     

    If a Harta Sepencarian document is prepared beforehand, this would not be necessary when asserting the claim and will greatly expedite the asset distribution process 

  • Not Contestable

    Assets under Harta Sepencarian is not considered as part of the rules of Faraid and is consequently distributed prior to Faraid. Thus, the rights of both spouses are fully protected because what is agreed upon in the agreement is incontestable in court.

  • Mutual Agreement

    Both parties are to outline and decide upon the apportionment of distribution.

Eligibility 

  • Husband and wife/wives must be Muslims & aged 18 years old and above
  • Legally marriage under Islamic Family Law in Malaysia
  • Sound mind & at own freewill
  • Not under any legal prohibition to administer his/her property
  • The Husband must hold a Comprehensive Wasiat from as-Salihin Trustee Berhad. For more information on Comprehensive Wasiat click here

Key Notes 

  • Harta sepencarian is also known as Jointly Acquired Asset Agreement in English.
  • This document is an agreement outlining the split of assets jointly acquired by both husband and wife/wives during the period of a valid Islamic marriage.
  • In the event of a Spouse’s death, the surviving spouse is entitled to claim the portion stipulated in the Harta Sepencarian Agreement.
  • Claims for Harta Sepencarian can be made at the time of a spouse’s death, after divorce or before the husband enters into a polygamous marriage.
  • Harta Sepencarian is not a standalone product and must be taken with a Comprehensive Wasiat by AST, with AST appointed as the executor in the Wasiat. 

 

Fees & Charges

Rancang Hibah is a Product Package combining Comprehensive Wasiat and Pri-Hibah. Comprehensive Wasiat is a precondition to Harta Sepencarian; thus the pricing below applies:

 

Rancang Harta Sepencarian Retail Price

Rancang Harta Sepencarian

(Harta Sepencarian  + Comprehensive Wasiat)

RM2,500

Rancang Harta Sepencarian for customers with existing Express Wasiat with AST

RM2,000

Rancang Harta Sepencarian for customers with existing Comprehensive Wasiat with AST

RM900

Documents Required

  • Copy of NRIC of both Husband and Wife/Wives
  • Copy of Marriage Certificate(s)
  • Copy of Asset Ownership Documentations (different for movable & immovable assets; for more details kindly refer to the PDS here)