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Benefits & Privileges

Debit Card Internet Banking Passbook-based
Debit Card
Internet Banking


  • Individuals aged 50 and above
  • Joint account is allowed, provided one of the individual is aged 50 years or above

Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.


  • NRIC or passport
  • Minimum initial deposit of RM500

Profit Rates

Balance (RM) Profit Rates (% p.a.)
Up to 25,000 0.20
Up to 100,000 0.80
Above 100,000 1.25

Based on the Shariah concept of Tawarruq.