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Credit Card

Your points are as good as cash!

Your Bonus Points is as good as cash! Remember
to Pay With Points when you shop or dine at our
participating merchant outlets nationwide!

For full list of participating CIMB Pay With Points merchants, please click on the button below

Important Notes

The Pay With Points merchants featured are as at the time of publication and shall be subject to updates by CIMB from time to time. CIMB cardholder shall confirm the availability of Pay With Points with merchant at point-of-sale, prior to performing Pay With Points.


Terms and Conditions


1. Principal Credit Cardholders may use accumulated bonus points to redeem any Gift at any participating merchants daily until 10pm unless otherwise specified by the participating merchant.

2. The conversion rate is 500 bonus points = Ringgit Malaysia (RM) 1.00 and the Bank may change the conversion rate any time by giving the principal Credit Cardholders twenty-one (21) calendar days’ prior notice.

3. The conversion rate is applicable to Pay With Points participating merchants and cash back redemption.

4. The minimum number of points that can be redeemed is 500 bonus points or RM1.00 or multiples thereof.

5. A Gift can be redeemed in full using bonus points or partially with bonus points and the balance paid in Ringgit Malaysia (RM) by credit card. Payment of the balance value by credit card earns bonus points but redemption of Gifts using points does not earn bonus points.

6. Redemption and purchase transactions must be confirmed by the principal Credit Cardholders by signing on the credit card slip or any other slip provided by Merchants.