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Employee Share Option Scheme (ESOS-i)

  • Profit on documentation up to RM200
  • Profit on Safekeeping up to RM80
  • Ceiling Profit Rate (CPR): 11% p.a.
  • Effective Profit Rate (EPR): BR + 3.85%p.a

Initial Public Offering-i (IPO-i)

  • Profit on documentation up to RM200
  • Ceiling Profit Rate (CPR): 11% p.a
  • Effective Profit Rate (EPR): BR + 3.85% p.a

Xpress Cash Financing-i

Profit Rate (Flat Rate) Equivalent to Effective Profit Rate

It ranges from 18% to 24% per annum

It ranges from 28.88% to 41.70% per annum depending on financing tenure.

Notice : The final approved Profit Rate is subject to the Bank’s approving criteria..

Pembiayaan Peribadi Sektor Awam-i

Profit Rate (Flat Rate) Equivalent to Effective Profit Rate

5.55% per annum (for income < RM3,000)

9.92% per annum
5.25% per annum (for income RM3,000 and above) 9.43% per annum