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Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 August 2024)

 

  Non-Promotional
Tenor (Month) 3 6 12 15 18 24
Profit Rate (p.a.) 2.55% 2.65% 2.70% 2.70% 2.70% 2.70%

Profit Sharing Ratio (PSR) 

(Account holder: Bank)

50% or more 50% or more 50% or more 50% or more 50% or more 50% or more
Minimum Investment RM1,000 RM1,000 RM1,000 RM1,000 RM1,000 RM1,000

Note : Rates are subject to change from time to time.

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

 

Last Updated: 15 August 2024

Note : Past performance of the investment is not an indication of its future performance.

  Non-promotional
Tenor (Month)

3

6 12 15 24
Profit Rate (p.a.) 2.55% 2.65% 2.70% 2.70% 2.70%

Profit Sharing Ratio (PSR) 

(Account holder: Bank)

59 : 41 60 : 40 61 : 39 61 : 39 61 : 39
Effective Period 1 July 2024 - 31 July 2024

 

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 July 2024)

Note : Past performance of the investment is not an indication of its future performance.

3 months 6 Months  12 Months
Profit Rate (p.a)

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Profit Rate (p.a.)

      Profit Sharing Ratio (PSR)

 (Account holder: Bank)

Profit  Rate (p.a.)

     Profit Sharing Ratio (PSR)

 (Account holder: Bank)

3.55% 67 : 33 3.70% 68 : 32 3:75% 68 : 32
3.60% 67 : 33 3.75% 68 : 32 3.80%
69 : 31
  3.80% 69 : 31 3.85% 69 : 31
3.85% 69 : 31 3.90% 69 : 31
3.95% 69 : 31  
5.98% 77 : 23
6.00% 77 : 23
6.28% 78 : 22
                                                                           Effective Period 1 July 2024 - 31 July 2024

Special Mudarabah Investment Account-i (SMIA-i) 

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)  

Minimum Investment
N/A

5 : 95

0.21% p.a. RM50
Effective 1 August 2024

Note : Rates are subject to change from time to time.

Daily Unrestricted Investment Account-i (DURIAN-i)

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)  

Minimum Investment
N/A

1: 99

0.05% p.a. RM50
Effective 1 August 2024

Note : Rates are subject to change from time to time.