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Intrabank Funds Transfer

 

Items Channels
Internet Banking Mobile Banking ATM Over the Counter (OTC)
Fees and Charges (RM per Transaction) No Charges No Charges No Charges 5.30 (via letter of instruction)
Daily transaction limit (RM per day) 30,000 combined limit for Intrabank, Instant Trasfer and IBG To Favourite: 30,000 combined limit for Intrabank, Instant Transfer and IBG

Open transfer: (subset of the RM30,000)
iOS – 2,000
Android – 1,000
10,000 for 3rd party, combined limit with cash withdrawal No limit

Payment reference

Availability of:
- Beneficiary/Sender name
- Recipient Reference
- Other Payment Details

YES YES YES N/A
Operating hours

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

Klang Valley/Johor Bahru:
9:15 am - 4:30 pm
(Mon - Thur)

9:15 am - 4:00 pm (Fri)

East Coast: 9:15 am - 4:30 pm (Sun - Wed)

9:15 am - 4:00 pm (Thur)

Crediting Time For all channels

Monday - Friday

Non-Business Days

Immediate

Immediate

Refund Time Real-time if account number is valid

Instant Transfer

Items Channels
Internet Banking Mobile Banking ATM
Fees and Charges (RM per Transaction) No Charges No Charges Amount RM5,000 and below - RM0.00 (Free)

Amount RM5,000 and above - RM0.50 per transaction
Daily transaction limit (RM per day) 50,000 combined limit for Intrabank, Instant Transfer and IBG 10,000 combined limit for Intrabank, Instant Transfer and IBG RM30,000

Payment reference

Availability of:
- Beneficiary/Sender name
- Recipient Reference
- Other Payment Details

YES YES YES
Operating hours

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

Crediting Time For all channels

Monday - Friday

Non-Business Days

Immediate

Immediate

Refund Time Real-time if account number is valid

Interbank GIRO (IBG)

Items Channels
Internet Banking Mobile Banking ATM Over the Counter (OTC)
Fees and Charges (RM per Transaction) No Charges No Charges 0.10 2.12
Daily transaction limit (RM per day) 50,000 combined limit for Intrabank, Instant Transfer and IBG 10,000 combined limit for Intrabank, Instant Transfer and IBG 10,000 No limit

Payment reference

Availability of:
- Beneficiary/Sender name
- Recipient Reference
- Other Payment Details

YES YES YES N/A
Future-dated payments YES YES NO NO
Operating hours

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

Klang Valley/Johor Bahru:
9:15 am - 4:30 pm
(Mon - Thur)

9:15 am - 4:00 pm (Fri)

East Coast: 9:15 am - 4:30 pm (Sun - Wed)

9:15 am - 4:00 pm (Thur)

Crediting Time For all channels

Monday - Friday

Before 5:00 am

5:01 am - 8:00 am

8:01 am - 11:00 am

11:01 am - 2:00 pm

2:01 pm - 5:00 pm

After 5:00 pm

Anytime Saturday, Sunday, Federal Territory Public Holiday


By 11:00am, same day

By 2:00pm, same day

By 5:00 pm, same day

By 8:20 pm, same day

By 11:00 pm, same day

By 11:00am,
next business day

By 11:00am,
next business day

Refund Time Refund by 10:30 am the next business day for funds transferred before 12:30 pm

Refund two business days later for funds transferred after 12:30 pm

Rentas

Items Channels
Internet Banking Mobile Banking Over the Counter (OTC)
Fees and Charges (RM per Transaction) Not offering Not offering 5.30

Payment reference
 

1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement. 
 

2. Availbility of beneficiaries' names and payment references in payers' bank statement

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-
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-
N/A





N/A
Operating hours

-

-

Klang Valley/Johor Bahru:
9:15 am - 4:30 pm
(Mon - Thur)

9:15 am - 4:00 pm (Fri)

East Coast: 9:15 am - 4:30 pm (Sun - Wed)

9:15 am - 4:00 pm (Thur)

Crediting Time For over-the-counter (OTC) only

Monday - Friday

Non-Business Days

Same day - cut off time before 3.30pm

Not available

Other related fees/charges for online banking (internet and mobile banking)

Items Charges
                                                                Payment Reference
1. Maintenance / subscription fee Not applicable 
2. Annual digital certificates Not applicable
3. Salary payment / payroll Not applicable
4. Notification / SMS Available upon customer’s request (RM0.21 per transaction)
5. Training
Incentives and Packages N/A

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Debit Card

Items Standalone domestic debit card Standalone International brand debit card Combo debit card1
Domestic International
Daily point-of-sale transaction limit (RM per day) 5,000 Not offering Up to 10,000
Incentives NIL NIL Rewards: 1 point for every RM2 spent

Note : 1 Cards with both domestic debit and international debit schemes

 

CIMB Islamic Bank Foreign Currency Current Account-i

Items Channels
Internet Banking Mobile Banking ATM
Fees and Charges (RM per Transaction) USD2.00 -

Local 1.00

LIFBs - 4.00

Daily transaction limit (RM per day) 30,000 combined limit for Intrabank, Instant Transfer and IBG Not available 5,000 for 3rd party, combined limit with IBFT and cash withdrawal

Payment reference

Availability of:
- Beneficiary/Sender name
- Recipient Reference
- Other Payment Details

YES YES YES
Operating hours

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

24 hours 

(Maintenance time: 11:55 pm until 12:10 am)

Crediting Time For all channels

Monday - Friday

Non-Business Days

Immediate

Immediate

Refund Time

Refund by 10.30 am the next business day for funds transferred before 12:30 pm

Refund two business days later for funds transferred after 12:30 pm

Cheque and Current Account Services

Items Charges (RM) Effective Date
Fee per cheque issued RM0.68* 2 Jan 2015

*Comprises RM0.15 stamp duty per cheque leaf & RM0.53 processing fee on each cheque issued starting 2nd January 2015

Note : The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

 

Conventional Current Accounts

Type of Accounts (RM) Interest rate/profit rate (% per annum)

Prime Current Account

 

First 5,000

Next 5,001 to 50,000

Next 50,001 to 100,00

Next 100,001 to 500,000

Above 500,000

 

 

0.00

0.60

1.20

1.60

2.00

Flagship Current Account
 

First 5,000

Next 5,001 to 10,000

Next 10,001 to 100,000

Above 100,000

 

 

0.00

0.05

0.10

0.50

MaxPlus 2 in 1 Current Account
 

Up to 5,000

Up to 10,000

Up to 100,000

Above 100,000

 

 

0.00

0.05

0.10

0.50

Money Multiplier Current Account
 

Up to 10,000

Above 10,000

 

 

0.00

2.50

CIMB Preferred Current Account
 

First 20,000

Next 20,001 to 100,000

Above 100,000

 

 

0.00

1.80

2.25

Islamic Current Accounts-i

Type of Accounts (RM) Interest rate/profit rate (% per annum)

Current Account-i

Wadiah Basic CA-i

Rates are determined on a monthly basis

Current Account-i

Home Flexi Mudharabah (Special Mudharabah CA-i)

 

Rates are determined on a profit sharing ratio

CA-i Private Banking (previously known as High Yield CA-i)

Up to RM5,000

Above RM5,000

Rates are determined on a monthly basis

Rates are determined on a monthly basis

Current Account-i for CIMB Preferred

Up to RM20,000

Up to RM100,000

Above 100,000

 

Rates are determined on a monthly basis

Rates are determined on a monthly basis

Rates are determined on a monthly basis