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| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | No Charges | 5.30 (via letter of instruction) |
| Daily transaction limit (RM per day) | 30,000 combined limit for Intrabank, Instant Trasfer and IBG | To Favourite: 30,000 combined limit for Intrabank, Instant Transfer and IBG Open transfer: (subset of the RM30,000) iOS – 2,000 Android – 1,000 |
10,000 for 3rd party, combined limit with cash withdrawal | No limit |
Payment reference Availability of: |
YES | YES | YES | N/A |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
Klang Valley/Johor Bahru: 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For all channels | |||
Monday - Friday Non-Business Days |
Immediate Immediate |
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| Refund Time | Real-time if account number is valid | |||
| Items | Channels | ||
|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | Amount RM5,000 and below - RM0.00 (Free) Amount RM5,000 and above - RM0.50 per transaction |
| Daily transaction limit (RM per day) | 50,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 combined limit for Intrabank, Instant Transfer and IBG | RM30,000 |
Payment reference Availability of: |
YES | YES | YES |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
| Crediting Time | For all channels | ||
Monday - Friday Non-Business Days |
Immediate Immediate |
||
| Refund Time | Real-time if account number is valid | ||
| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | 0.10 | 2.12 |
| Daily transaction limit (RM per day) | 50,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 | No limit |
Payment reference Availability of: |
YES | YES | YES | N/A |
| Future-dated payments | YES | YES | NO | NO |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
Klang Valley/Johor Bahru: 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For all channels | |||
Monday - Friday Before 5:00 am |
|
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| Refund Time | Refund by 10:30 am the next business day for funds transferred before 12:30 pm Refund two business days later for funds transferred after 12:30 pm |
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| Items | Channels | ||
|---|---|---|---|
| Internet Banking | Mobile Banking | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | Not offering | Not offering | 5.30 |
Payment reference 1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement. 2. Availbility of beneficiaries' names and payment references in payers' bank statement |
- - |
- - |
N/A N/A |
| Operating hours | - |
- |
Klang Valley/Johor Bahru: 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For over-the-counter (OTC) only | ||
Monday - Friday Non-Business Days |
Same day - cut off time before 3.30pm |
||
| Items | Charges |
|---|---|
| Payment Reference | |
| 1. Maintenance / subscription fee | Not applicable |
| 2. Annual digital certificates | Not applicable |
| 3. Salary payment / payroll | Not applicable |
| 4. Notification / SMS | Available upon customer’s request (RM0.21 per transaction) |
| 5. Training | - |
| Incentives and Packages | N/A |
| Items | Standalone domestic debit card | Standalone International brand debit card | Combo debit card1 | |
|---|---|---|---|---|
| Domestic | International | |||
| Daily point-of-sale transaction limit (RM per day) | 5,000 | Not offering | Up to 10,000 | |
| Incentives | NIL | NIL | Rewards: 1 point for every RM2 spent | |
| Items | Channels | ||
|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | |
| Fees and Charges (RM per Transaction) | USD2.00 | - | Local 1.00 LIFBs - 4.00 |
| Daily transaction limit (RM per day) | 30,000 combined limit for Intrabank, Instant Transfer and IBG | Not available | 5,000 for 3rd party, combined limit with IBFT and cash withdrawal |
Payment reference Availability of: |
YES | YES | YES |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
| Crediting Time | For all channels | ||
Monday - Friday Non-Business Days |
Immediate Immediate |
||
| Refund Time | Refund by 10.30 am the next business day for funds transferred before 12:30 pm Refund two business days later for funds transferred after 12:30 pm |
||
| Items | Charges (RM) | Effective Date |
|---|---|---|
| Fee per cheque issued | RM0.68* | 2 Jan 2015 |
| Type of Accounts (RM) | Interest rate/profit rate (% per annum) |
|---|---|
Prime Current Account
First 5,000 Next 5,001 to 50,000 Next 50,001 to 100,00 Next 100,001 to 500,000 Above 500,000 |
0.00 0.60 1.20 1.60 2.00 |
Flagship Current Account First 5,000 Next 5,001 to 10,000 Next 10,001 to 100,000 Above 100,000 |
0.00 0.05 0.10 0.50 |
MaxPlus 2 in 1 Current Account Up to 5,000 Up to 10,000 Up to 100,000 Above 100,000 |
0.00 0.05 0.10 0.50 |
Money Multiplier Current Account Up to 10,000 Above 10,000 |
0.00 2.50 |
CIMB Preferred Current Account First 20,000 Next 20,001 to 100,000 Above 100,000 |
0.00 1.80 2.25 |
| Type of Accounts (RM) | Interest rate/profit rate (% per annum) |
|---|---|
Current Account-i Wadiah Basic CA-i |
Rates are determined on a monthly basis |
Current Account-i Home Flexi Mudharabah (Special Mudharabah CA-i) |
Rates are determined on a profit sharing ratio |
CA-i Private Banking (previously known as High Yield CA-i) Up to RM5,000 Above RM5,000 |
Rates are determined on a monthly basis Rates are determined on a monthly basis |
Current Account-i for CIMB Preferred Up to RM20,000 Up to RM100,000 Above 100,000 |
Rates are determined on a monthly basis Rates are determined on a monthly basis Rates are determined on a monthly basis |