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What type of transactions require TAC? 

Type of Transaction

Amount CIMB Clicks Web/Mobile Browser CIMB Clicks App
Own CIMB account Transfers Any Not required Not required
3rd Party Transfers (Within CIMB, Other Bank, DuitNow)*2 Open <RM100

SMS TAC/ SecureTAC

SecureTAC

=>RM100

SecureTAC

Favourite

<RM100

SMS TAC/ SecureTAC

(1st transaction only)*2

SecureTAC

(1st transaction only)*2

=>RM100

SecureTAC

Remittance Open <RM100 SMS TAC/ SecureTAC Not applicable

=>RM100

SecureTAC

Favorite <RM100 SMS TAC/ SecureTAC

=>RM100

SecureTAC

Pay Loans & Cards*2

Open

<RM100

SMS TAC/ SecureTAC SecureTAC
=>RM100

SecureTAC

Favorite <RM100

SMS TAC

(1st transaction only)*2

SecureTAC

(1st transaction only)*2

=>RM100 SecureTAC

Bill Payment

(Include JomPAY)

Open <RM100 SMS TAC/ SecureTAC SecureTAC

=>RM100

SecureTAC

Favorite Any Not required Not required

Prepaid Top Up

Open <RM100 SMS TAC/ SecureTAC SecureTAC

=>RM100

SecureTAC

Favourite Any Not required Not required

Unit Trust & PRS

Any SMS TAC/ SecureTAC Not applicable

Other monetary transactions & non-monetary request

Any SecureTAC

SecureTAC

 

Notes:

1. For transactions below RM100 that are not supported by SecureTAC or we detected that your device is unable to receive SecureTAC, we shall send the 6 digits SMS TAC to you. 

 

*2. For subsequent favourite transactions, SMS TAC or SecureTAC will not be required if the first transaction is successful and below RM100. However, SecureTAC will be required if the transaction amount is RM100 and above. 

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