What is the difference between Interbank GIRO (IBG) and DuitNow to Account (Instant Transfer)?

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What is the difference between Interbank GIRO (IBG) and DuitNow to Account?

IBG is a delayed Funds Transfer without validation on the beneficiary account number and name.

DuitNow to Account (previously known as Instant Transfer) allows you to review the beneficiary's name upon submitting the account details to ensure that the account that you are transferring funds to is correct.

The funds transferred are available immediately (real-time) in the beneficiary's account upon confirmation and successful transfer.

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