Credit Card Payment Calculator

Notes:

1. The above calculation is for illustration purposes and your actual Minimum Monthly Payment amount will vary according to your transactions and balances.
2. Minimum Monthly Payment includes:
   • 5% of the current balance*; and
   • 100% of any service tax and any other value added taxes imposed; and
   • 100% of all monthly instalments due for any programmes/arrangements operated by the Bank; and 
   • any other unpaid minimum payments specified in the preceding month’s statement;
     *current balance = retail transactions amount (if any) + cash advance amount (if any) + interest / profit charges and/or late payment charges /  ta’widh(compensation) and any other applicable fees and charges (if any).
3. You will be subject to the annual interest / profit rate as below in the event any amount on your credit card is not settled in full on/ before the due date:
   • 15% - Cardholders with prompt payments for 12 consecutive months
   • 17% - Cardholders with prompt payments for 10 months or more in the last 12 months
   • 18% - Cardholders who do not fall under the above categories