Benefits & Privileges

Octo Octo Octo
Payout & Allowance
Coverage & Benefit
Expenses & Discounts

Eligibility

Entry age: Based on the age of your last birthday basis

Entry age limit

  Person Covered Contract
Minimum entry age 30 days old 18 years old
Maximum entry age 60 years old No limit*
Expiry age  80 years old Not applicable

 

Maximum age of entry may apply if the contract holder is covered under any rider

Remarks

Provided non-forfeiture privilege is not triggered in the first 3 contract years.

 

The dependant allowance varies depending on the plan selected.

 

TPD coverage will cease on the contract’s monthly anniversary immediately following the person covered’s 65th birthday.

 

Subject to the coverage period of 45 days for Hajj and 15 days for Umrah, or the actual travel duration, whichever is shorter.

 

Terms and conditions apply.

 

Optional Riders

Takaful Suria Plus lets you enhance your protection by including any of the optional riders below:

 

1) Critical illness benefit rider provides an additional sum covered upon diagnosis of any one of the 36 critical illnesses. It enables you to focus on getting medical treatment instead of worrying about the medical bills.

 

2) Person covered waiver of contribution benefit rider waives all future contributions until the expiry of the basic plan contract term upon diagnosis of any one of the covered 36 critical illnesses of the person covered.

 

3) Contract holder waiver of contribution benefit rider waives all future contributions until the expiry of the rider term in the event the contract holder dies, suffers from TPD or upon diagnosis of any one of the covered 36 critical illnesses. TPD coverage will cease on the contract’s monthly anniversary, immediately following the contract holder’s 65th birthday.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad (689263-M), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013.

 

Disclaimer

 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad (689263-M), the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

 

This takaful product is Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product.

 

Terms and Conditions apply.