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Special Payout¹
A RM1,500 special payout will be payable on the contract anniversary upon completion of the third contract year. This payout may be used to open a Tabung Haji account or top-up your existing Tabung Haji savings.
Dependant Allowance
A lump sum of up to RM15,0002 will be payable in the event of death or Total and Permanent Disability (TPD)³ of the person covered.
Death/Total and Permanent Disability (TPD)³
100% of sum covered plus the value of the universal account, less any indebtedness is payable upon death/TPD³ of the person covered. 200% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death/TPD³ occurs while performing Hajj/Umrah⁴. 300% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death occurs due to Middle East Respiratory Syndrome (MERS) Virus while performing Hajj/Umrah or up to 30 days after returning from Hajj/Umrah.
Badal Hajj⁴ Benefit
In the event you are unable to physically embark on this special spiritual journey due to death, TPD, or diagnosis of any one of 36 critical illnesses, the registered Hajj service provider with Sun Life Malaysia will help you. If the cost of arrangement with the service provider is less than RM5,000, the excess amount will be payable to the nominee or proper claimant.
Final Benefit
The perfect opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.
Funeral Expenses Approved within Next Working Day⁵
A lump sum of RM3,000 will be payable to cover funeral arrangements upon the death of the person covered.
Family Package Discount
A 5% discount is applied to the amount of the basic takaful contribution with a lower wakalah fee for each person covered under the Family Package that includes the spouse and dependent children.
Entry age: Based on the age of your last birthday basis
| Person Covered | Contract | |
|---|---|---|
| Minimum entry age | 30 days old | 18 years old |
| Maximum entry age | 60 years old | No limit* |
| Expiry age | 80 years old | Not applicable |