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MY - EN

Make your Hajj aspirations a reality with Takaful Suria Plus. A comprehensive plan from as low as RM150 a month, complete with a variety of protection and savings benefits. All to help you and your loved ones prepare for the holy pilgrimage.

Benefits & Privileges

  • Special Payout¹

    A RM1,500 special payout will be payable on the contract anniversary upon completion of the third contract year. This payout may be used to open a Tabung Haji account or top-up your existing Tabung Haji savings.

     

    More Information 1

  • Dependant Allowance

    A lump sum of up to RM15,0002 will be payable in the event of death or Total and Permanent Disability (TPD)³ of the person covered.

     

    More Information 2, 3

  • Funeral Expenses Approved within Next Working Day⁵

    A lump sum of RM3,000 will be payable to cover funeral arrangements upon the death of the person covered.

     

    More Information 5

  • Family Package Discount

    A 5% discount is applied to the amount of the basic takaful contribution with a lower wakalah fee for each person covered under the Family Package that includes the spouse and dependent children.

  • Death / Total and Permanent Disability (TPD)³
    • 100% of sum covered plus the value of the universal account, less any indebtedness is payable upon death/TPD³ of the person covered. 
    • 200% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death/TPD³ occurs while performing Hajj/Umrah⁴. 
    • 300% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death occurs due to Middle East Respiratory Syndrome (MERS) Virus while performing Hajj/Umrah or up to 30 days after returning from Hajj/Umrah.

     

    More Information 3, 4

  • Badal Hajj⁴ Benefit

    In the event you are unable to physically embark on this special spiritual journey due to death, TPD, or diagnosis of any one of 36 critical illnesses, the registered Hajj service provider with Sun Life Malaysia will help you. If the cost of arrangement with the service provider is less than RM5,000, the excess amount will be payable to the nominee or proper claimant.

     

    More Information 4

  • Final Benefit

    The perfect opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Eligibility & Requirements

(This is a takaful product)

Entry age: Based on the age of your last birthday basis.

  Person Covered Contract
Minimum entry age 30 days old 18 years old
Maximum entry age 60 years old No limit*
Expiry age  80 years old Not applicable

*Maximum age of entry may apply if the contract holder is covered under any rider.

Key Downloads

Optional Riders

Takaful Suria Plus lets you enhance your protection by including any of the optional riders below:

 

1) Critical illness benefit rider provides an additional sum covered upon diagnosis of any one of the 36 critical illnesses. It enables you to focus on getting medical treatment instead of worrying about the medical bills.

 

2) Person covered waiver of contribution benefit rider waives all future contributions until the expiry of the basic plan contract term upon diagnosis of any one of the covered 36 critical illnesses of the person covered.

 

3) Contract holder waiver of contribution benefit rider waives all future contributions until the expiry of the rider term in the event the contract holder dies, suffers from TPD or upon diagnosis of any one of the covered 36 critical illnesses. TPD coverage will cease on the contract’s monthly anniversary, immediately following the contract holder’s 65th birthday.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Financial Services Act 2013.

 

Sun Life Malaysia Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

 

Disclaimer: 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 

 

Terms and Conditions apply.

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+603 6204 7788

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