Benefits & Privileges

Octo Octo Octo
Key Benefits
Final Benefit
Death & TPD


Entry age: Based on the age of your last birthday basis

Entry Age Limit

  Person Covered
Minimum entry age 18 years old
Maximum entry age 60 years old

Entry age limit for contract holder: Minimum entry age is 18 years old.


Waqf body is subject to change if there is other waqf body that may be appointed in future.


The TPD coverage and the accidental death/TPD coverage will cease on the contract monthly anniversary immediately following the 65th birthday of the person covered.


Fidyah means a fine imposed towards a person covered for certain reasons or deliberately delaying the qada’ for Ramadan, that a person covered missed his obligation to fast during Ramadan.


Zakat body shall refer to Pusat Pungutan Zakat Majlis Agama Wilayah Persekutuan Kuala Lumpur or other zakat body that may be appointed in future.


Nisab means the minimum amount which will be used to determine the obligation to pay zakat.


Provided the contract has been in force in the first 3 contract years.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad (689263-M), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013.




The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad (689263-M), the Takaful Operator.


CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.


This takaful product is Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product.


Terms and Conditions apply.