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Benefits & Privileges

Key Benefits Final Benefit Death & TPD
Key Benefits
Final Benefit
Death & TPD


Entry age: Based on the age of your last birthday basis

Entry Age Limit

  Person Covered
Minimum entry age 18 years old
Maximum entry age 60 years old

Entry age limit for contract holder: Minimum entry age is 18 years old.


Waqf body is subject to change if there is other waqf body that may be appointed in future.


The TPD coverage and the accidental death/TPD coverage will cease on the contract monthly anniversary immediately following the 65th birthday of the person covered.


Fidyah means a fine imposed towards a person covered for certain reasons or deliberately delaying the qada’ for Ramadan, that a person covered missed his obligation to fast during Ramadan.


Zakat body shall refer to Pusat Pungutan Zakat Majlis Agama Wilayah Persekutuan Kuala Lumpur or other zakat body that may be appointed in future.


Nisab means the minimum amount which will be used to determine the obligation to pay zakat.


Provided the contract has been in force in the first 3 contract years.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013

Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful certificates offered by Sun Life Malaysia are protected against loss of part or all of the Takaful benefits by PIDM, in the unlikely event of a Takaful Operator member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website ( or call the PIDM toll free line at 1-800-88-1266. 


The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.


CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 


Terms and Conditions apply.