²The TPD coverage and the accidental death/TPD coverage will cease on the contract monthly anniversary immediately following the 65th birthday of the person covered.

³Fidyah means a fine imposed towards a person covered for certain reasons or deliberately delaying the qada’ for Ramadan, that a person covered missed his obligation to fast during Ramadan.

⁴Zakat body shall refer to Pusat Pungutan Zakat Majlis Agama Wilayah Persekutuan Kuala Lumpur or other zakat body that may be appointed in future.

⁵Nisab means the minimum amount which will be used to determine the obligation to pay zakat.