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Benefits & Privileges

Plans & Enrolment Coverage & Benefit Freedom & Flexibility
Plans & Enrolment
Coverage & Benefit
Freedom & Flexibility


  • Entry age: Based on the age of your last birthday basis
  • For contract holder, the minimum entry age is 18 years old
  • For person covered, the entry age limit is:
  Person Covered
Minimum entry age 30 days old
Maximum entry age 70* years old


*The maximum entry age for TPD coverage is 64 years old.


1 The maximum aggregate amount of the TPD benefit payable with respect to the TPD of the person covered under this and all other individual and group contracts or certificates shall not exceed RM2,000,000.


2 The TPD coverage will cease on the contract monthly anniversary immediately following the 65th birthday of the person covered.


The adjusted single contribution refers to the contribution amount net of the partial withdrawal amount from the initial single contribution under this plan.


You may contribute any ad hoc top-up contribution at any time after contract inception with a minimum amount of RM500.


You may withdraw the money via partial withdrawal facility, the minimum withdrawal amount is RM500 and subject to the minimum balance of RM5,000 of fund value.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Financial Services Act 2013.


Sun Life Malaysia Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit



The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.


CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 


Terms and Conditions apply.