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Easy enrollment for all applicants with no underwriting and medical check-up required1.
Choice of premium payment and policy term
In the event of death/TPD3, you or your loved ones will receive the higher of:
plus the value of the accumulation account (if any), less any indebtedness.
Enhanced your protection with optional rider
You can further boost your coverage2 for death and TPD up to RM300,000 by attaching Term Life Rider.
Guaranteed Survival Benefit
Enjoy guaranteed survival benefit every year with a total of up to 270%5 of the basic annualised premium, starting from end of 1st policy year until the plan matures.
Guaranteed Maturity Benefit
Upon policy maturity, you will receive the higher of:
plus the value of the accumulation account (if any). less any indebtedness.
Conditional No-Lapse Guarantee
Your policy will not lapse in the event that the value of the universal account is less than zero, provided that all premiums due under the policy are paid within the grace period6.
|Entry Age||5 Pay 15 Term*||8 Pay 20 Term**|
|Minimum||30 days old||30 days old|
|Maximum||70 years old||65 years old|