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Cash Plus Personal Loan
Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required.
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Enjoy Peace of Mind

With Ready Cash

when you need it most

Standard Monthly Repayment

Until the End of the Loan Tenure

Minimum

Loan Limit of RM100,000

(the OD portion should not exceed 50% of the loan limit)

Benefits & Privileges

  • Overdraft

    Subject to periodic review and repayable on demand.

  • Competitive Rate

    Enjoy attractive financing rate with our business premises financing package.

  • Margin of Financing

    High margin of financing of up to 90% inclusive of MRTA / MLTA / Legal fee / Valuation. (Maximum cap for MRTA / MLTA / Legal / Valuation fee at 5%)

  • Tenure

    Financing up to 30 years (minimum tenure 5 years) or age 70, whichever is earlier.

  • Purpose & Type of Properties

    For purchase and refinancing of completed and under-construction commercial and industrial properties for individual customers.

  • Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

    Financing of MRTA / MLTA is available providing you and your loved ones a peace of mind.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges 

Commitment Fee

A commitment fee of 1% per annum will be charged on the unutilised portion of the Facility if or when all the overdraft facilities granted to you by the bank exceed RM250,000.00 at any time.

For other Fees & Charges, click here.

Required Documents 

Identification document and proof of purchase Malaysian Applicants
  • Copy of NRIC
  • Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants (Not applicable for Vacant Land Products)

● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

● Local Preferred/Private Banking

  • Copy of Passport (minimum 6 months validity) or MyPR
  • Sale and Purchase Agreement or the developer’s booking form
Income documents Salary Applicants
  • Latest 3 months' salary slips
  • Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants
  • Latest 6 months' commission statement
  • Latest 6 months' bank statement with credited commission
Self-Employed Applicants
  • Business registration
  • Latest 6 months' business bank statements
  • Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

Need More Information?

Call Us At

+603 6204 7788

(Available 24 hours)