Property Financing

BIZFLEXI SMART-i

Flexible features to help you pay off your financing faster. With the flexibility of making prepayment, you are able to save on profit from the beginning. This shortens your financing tenure, and ultimately, you’ll own your property faster. For Extra convenience, you also have the flexibility to withdraw prepayment, and to help you save even more, BizFlexi Smart-i comes without set-up and maintenance charges.

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Benefits & Privileges

Benefits & Privileges

Payments & Withdrawals

Profit Savings

Mortgage Takaful

Attractive Packages

Financing Tenure

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Foreign Applicants -Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) -Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request

Identification document and proof of purchase

Malaysian Applicants

Copy of NRIC

Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants

-Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

-Local Preferred/Private Banking

Copy of Passport (minimum 6 months validity) or MyPR

Sale and Purchase Agreement or the developer’s booking form

Income documents

Salary Applicants

Latest 3 months' salary slips

Latest EPF statement or last 3 months' bank statements with credited salaries

Commission Applicants

Latest 6 months' commission statement

Latest 6 months' bank statement with credited commission

Self-Employed Applicants

Business registration

Latest 6 months' business bank statements

Latest Form B with tax payment receipt

Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request

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Life Goals

Day To Day Banking

Deals & Promotions

Digital Services

Help & Support

Quicklinks

Savings Strategies

Investing My Money

Travel Tips

Planning for My Future

Moving Forward

Living Sustainably

Accounts

Cards

Financing

Investments

Insurance/Takaful

Remittance

Sustainability at CIMB

Tools

More Services

vanity hidden

Enabling the Islamic Economy

Latest Promotions

Relief Assistance

Rates & Charges

FAQ

Contact Us

Security & Fraud

CIMB Self Assist Videos

BIZFLEXI SMART-i

Benefits & Privileges

Benefits & Privileges

Eligibility

Requirements

Fees and Charges

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