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Benefits & Privileges

Bonus Points Travel Reward Complete Care No Annual Fee Exclusive Privileges CIMB Deals
Bonus Points
Travel Reward
Complete Care
No Annual Fee
Exclusive Privileges
CIMB Deals
Fast track your next holidays with
unrivalled Airline Miles earning

Enjoy the flexibility to redeem flights and hotel stays

from 11 airline partners and 3 hotel chains.

Redeem your Bonus Points with up to RM 1 = 1 Airline Mile conversion



Click here to know more about our 11 airlines and 3 hotel partners points transfer 

Earn Up to 10X Bonus Points¹ for every RM1 spent

  • 10X Bonus Points on Overseas, Airlines and Duty free stores.
  • 10X Bonus Points2 on other local spend.


Bonus Points earned shall be subject to Members Rewards Programme Terms and Conditions here

Only applicable from 21 October 2022 to 31 December 2023 - Subject to CIMB Travel World Elite 8X Bonus Points Campaign Terms and Conditions. After the campaign, every RM1 other local spend : 2 Bonus Points. For full Terms & Conditions, click here

2 Effective 1 September 2023, the 10X Bonus Points award is subject to 1,000,000 statement capping and 50,000 - 100,000 capping on selected Merchant Category Codes per statement. For full Terms & Conditions, click here


Bonus Point Conversion Value


Enjoy more benefit with your Bonus Points with conversion rate of 500 Bonus Points to RM 1.


The conversion rate is also applicable to Pay With Points participating merchants.


Click HERE to know more about our Member Rewards.

Pay With Points



Pay With Points at any of our participating merchants nationwide. Click here to find out more.


Want to use your CIMB Bonus Points to redeem gifts? With more than 300 products to choose from, you will be spoilt for choice! Head over to our Member Rewards page for more information

Enjoy complimentary 12X shared access for Principal and Supplementary cardholders,
to selected newly-launched Plaza Premium First
and 140 other Plaza Premium Lounges worldwide

CIMB Travel World Elite is the first credit card to give cardholders exclusive access

to Plaza Premium First located at KLIA International Departures, Contact Pier.

You can also use the 12X access privileges

at 140 other selected Plaza Premium Lounges worldwide



Discover more Plaza Premium Lounges worldwide here*.


*The Lounge locations are subject to change.

Please refer to the latest locations from the link above.

Complimentary 12X Airport Lounge Access⁴



Wait in comfort and style at Plaza Premium Lounge. Just present your:

  • CIMB Travel World Elite Credit Card
  • Passport or NRIC; and
  • Boarding Pass


For full list of Plaza Premium Lounges, click here



4Plaza Premium Lounge access quota is shared between both principal and supplementary cardholders and is non-transferable. From 21 October till 31 December 2022, cardholder will receive 4X lounge access. From 01 January 2023 onwards, cardholder will receive 12X lounge access per annum. For full Terms & Conditions, click here

Stay connected while travelling overseas with 19 participating airlines offering
in-flight WiFi service. Experience seamless connectivity with no promo code
needed. The Cash Back will be credited in your next statement cycle.

Complimentary Data Roaming Worldwide

Enjoy further 15% OFF on subsequent Flexiroam data roaming plans

when purchased with your CIMB Travel World Elite Credit Card.

Complimentary in-flight WiFi⁵



Stay connected when you’re on board with up to RM80 Cash Back for in-flight WiFi service.


How to purchase In-flight WiFi onboard?


Step 1: Turn on your WiFi

Switch on your device's WiFi once the seatbelt sign has been switched off after take off. 


Step 2: Connect to aircraft WiFi

Select and connect to the available aircraft WiFi


Step 3: Purchase WiFi Pass 

Your browser should automatically take you to the WiFi portal. If not, type in the portal URL on your browser to purchase the WiFi pass with your CIMB Travel World Elite Credit Card



Cash back is capped at RM80 per principal cardholder per statement date based on posted transaction with predefined merchant category codes (MCC) with airline merchant name set out below. Only valid for in-flight WiFi purchases onboard the aircraft and payment must be made with CIMB Travel World Elite Credit Card only. For full Terms & Conditions, click here

Global Data Roaming by Flexiroam



Stay connected without worry when you’re travelling. Flexiroam is a global data roaming provider offering high-speed connectivity, easy data sharing and future forward technology designed for the mobile-first traveler.


  • Flexiroam starter pack

The choice between a Flexiroam SIM card, Microchip, or eSIM based on device compatibility


  • Global Data Plan

Complimentary 3GB global data plan valid for 15 days in up to 150 countries with 580+ telco partners around the world


  • 15% OFF

On subsequent Flexiroam data roaming plans when purchased with CIMB Travel World Elite Credit Card



How to Redeem Global Data?

Step 1: Download the Flexiroam X App at AppStore or GooglePlay

Step 2: Sign up or Login to Flexiroam X App

Step 3: Click on the Mastercard redemption banner to Check Eligibility

Step 4: Enter your 16-digit CIMB Travel World Elite card number to redeem


For more details and full Terms and Conditions, click here

Forget the hassle of changing currency notes, and stay safe
by going cashless with CIMB Travel World Elite Credit Card
while enjoying 10X Bonus Points on your overseas purchases.

No Additional Mark-Up for Overseas Spend



No additional 1% mark up on currency exchange for overseas spend. Not applicable to Dynamic Currency Conversion (DCC).

Luxury getaway with your loved ones exclusively
for CIMB Travel World Elite Credit Card.

Complimentary 12 months HoteLux Elite Plus Membership



Join HoteLux Membership to enjoy:


1. Complimentary Elite membership (12 months) to your loved one


2. Complimentary 2,000 HoteLux points


3. Elite Plus exclusive 24/7 customer care


4. Birthday celebration

  • Enjoy 500 HoteLux points on your birthday month


5. Double earnings on points

  • Hotel loyalty programs
  • HoteLux points (convertible to room vouchers / hotel dining vouchers)


6. HoteLux benefits6

  • Up to USD200 hotel F&B/spa credit
  • Daily breakfast
  • Room upgrade7
  • Early check in & late check out7
  • Welcome notes / amenities


7. Exclusive promotions

  • Stay longer and pay less, e.g. 3rd night complimentary, 4th night complimentary
  • Additional hotel F&B/spa credit, e.g for selected suite bookings



How to sign-up and enjoy the complimentary membership?

Step 1: Download the HoteLux app at AppStore or GooglePlay and sign up as a member or log into your HoteLux account.

Step 2: In the user profile page (top left of the homepage), click on current membership status

Step 3: Select “Join HoteLux Elite” at the bottom of the page, click “Promotion”

Step 4: Select “CIMB Card”

Step 5: Key in the first 6-digits of your CIMB Travel World Elite Credit Card number

Step 6: You are now a HoteLux Elite Plus member!



Benefits are applicable to the HoteLux Exclusive Rates which may vary by hotels. 

Subject to availability


Offer is valid from 21 October 2022 till 31 October 2023. For full Terms & Conditions, click here

Marriott Vacation Club


Important Update : Due to the overwhelming demand, the complimentary rooms under Marriott Vacation Club are fully booked. 


  • Complimentary 4-night stay at participating Marriott Vacation Club properties in Bali, Indonesia and Phuket, Thailand
  • VIP touchless check-in
  • VIP extra nights


Participating properties:




Marriott’s Bali Nusa Dua Gardens – Guest Room


Marriott’s Mai Khao Beach – Phuket – 2 Bedroom Unit



How to book your complimentary stay?

Step 1: Email or call +60 15 4600 0679

Step 2: Quote promo code “MCCIMB” when booking either properties with Marriott Vacation Club



Important Note:

• Complimentary nights exclude taxes and holiday/peak surcharge.

• Late cancellation and date change penalty applies.

• Subject to room availability.


Offer is valid from 21 October 2022 till 31 October 2023. For full Terms and Conditions, click here


Room booking is subject to availability. Customers can book up to 18 months in advance. Taxes and surcharges may apply

We have you covered while you are away
with the most comprehensive travel insurance

Enjoy coverage against any accidents and inconveniences

covering land, sea, or air travel arrangements for your scheduled tour, trip or cruise.


Simply book your flight tickets with CIMB Travel World Elite Credit Card.

Premium End to End Travel Insurance Coverages for CIMB Travel World Elite Credit Card



Take extra care in every part of your journey with the most complete insurance coverage for all your travel needs. This comprehensive protection plan ensures you enjoy your trip with full protection and a peace of mind. Go on any holiday of your dreams as this coverage includes any land, sea or air travel arrangements for your scheduled tour, trip or cruise! Just use your CIMB Travel World Elite Credit Card to purchase your tickets in full.


  • Travel Accident & Insured Journey – Up to USD500,000
  • Travel Medical Benefits – Up to USD500,000
  • Overseas Covid-19 diagnosis quarantine allowance – Up to USD150 per day (up to 14 consecutive days)
  • Trip Inconvenience Protection (Trip Cancellation/Trip Curtailment) – Up to USD7,500
  • Luggage Protection – Up to USD3,000



Travel from one place to another without having to worry about your belongings. Rideshare insurance provides coverage up to USD500 per occurrence and USD 1,000 per year.

For personal belongings that are lost or stolen during a trip booked via any authorized ride-hailing app. Full amount must be charged to CIMB Travel World Elite Credit Card registered with the app. Does not apply to public transport or street-hailed taxis.


Collision Damage Waiver (Excess only)

Drive your rental car worry-free with the Collision Damage Waiver (Excess only) insurance with coverage up to USD500 per occurrence and USD1,000 per year.

For physical damage to a rental vehicle for losses up to the lesser of (1) the excess or deductible amount of any other insurance, or (2) the coverage limit.


To file a claim, click here.

For full Terms and Conditions, click here

Wallet Guard up to USD500 for CIMB Travel World Elite Card



Everyday protection for your wallet, no matter where you’re located. The Wallet Guard insurance provides coverage up to USD 500 per occurrence per year for the loss of your wallet, caused by theft or accidental loss. The coverage will reimburse the cost of the wallet or bag and any application cost associated with replacing lost personal papers or payment cards.


To file a claim, click here.

For full Terms and Conditions, click here

Mobile Phone Protection up to USD2,000 for CIMB Travel World Elite Card


Use your phone anywhere and anytime with ease as the Mobile Phone Protection safeguards your phone with continuous coverage up to USD1,000 per occurrence and USD2,000 per year against theft and accidental damage to your mobile phone. Applicable when cardholder charges their recurring monthly mobile phone bills to their Mastercard.


To file a claim, click here.

For full Terms and Conditions, click here

Purchase Protection up to USD20,000



Shop with the assurance that you will get coverage of up to USD3,000 per occurrence and USD20,000 per year for Covered Purchases against theft or accidental damage, occurring within one hundred eighty (180) days from the date of purchase as indicated on the store receipt.


To learn more, click here.

To file a claim, click here.

For full Terms and Conditions, click here

E-Commerce Purchase Protection up to USD1,000



Shop online with confidence and get protection of up to USD1,000 per occurrence and per year worldwide coverage for online purchases if:


  • Incomplete delivery or wrong item delivered
  • Improperly functioning due to physical damage to delivered items
  • Non-delivery of purchase after 30 days of the scheduled delivery


To learn more, click here.

To file a claim, click here.

For full Terms and Conditions, click here

Mastercard® ID Theft Protection™



Identity theft can happen in a matter of split seconds. Should your personal information ever be compromised, Mastercard® ID Theft Protection™ is with you 24/7 to detect potential fraud, alert you of suspicious activity and combat identity threats. This will allow cardholders to save time, hassle and associated out-of-pocket expenses.


  • Monitoring of personally identifiable information on the Internet and Dark Web for compromised credentials.
  • Receive alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize damage.
  • Provides ID Theft Resolution, resolution of fraud with self-service Identity Theft Resolution Kit.


To learn more, click here.

To activate your complimentary ID Theft Protection benefits, click here.

For full Terms and Conditions, click here

Annual Fee Waiver
for new cardholders

One Night Free by Mastercard®



Did you know that with your CIMB Travel World Elite Credit Card, you are entitled to complimentary one (1) night stay at some of the best hotels around the globe?


Get the list of participating hotels here

Terms and Conditions apply. Validity depends on participating hotels.

Mastercard Concierge Service




Experience the greatest the world has to offer. Mastercard have a team of specialists on the ground and a finger on the pulse the world over, and they will be at your side 24/7 to guide you every step of the way and delight you with member-only events and offers.


Terms and Conditions, click here.

Log in and contact us here

Mastercard Airport Concierge Meet & Assist



Travel with ease and have a seamless, smooth airport experience with Mastercard Airport Concierge. Enjoy an exclusive 15% OFF the Meet & Assist services where a dedicated agent will escort you through the airport on departure, arrival or for connecting flights at over 700 destinations worldwide – 24/7/365.


Find out more and sign up now here

Mastercard® Southeast Asia Golf Program

  • Complimentary green fees at Participating Golf Clubs*
  • Complimentary golf lessons at Golf Performance 360 Golf Academy*


To make a golf booking, click here


For more information on the Mastercard Southeast Asia Golf Program for World Elite Cardholders and program Terms and Conditions, click here


*All offers are subsidized by Mastercard and are not direct offers from respective golf clubs.

Mastercard Airport Limo provided by DragonPass



Experience a better way to travel to the airport. Mastercard Airport Limo service provides preferential rates on first-class ground transportation from its global network of airports to city center locations and vice versa.


Find out more and book now

Mastercard Travel & Lifestyle Services Premium (MTLS)



Enjoy the premium benefits at over 3,800 hotels and resorts worldwide with MTLS! These may include:

  • Complimentary breakfast for two daily
  • Room upgrade at time of arrival (subject to availability)
  • Early check-in and 3pm late check-out (subject to availability)
  • Amenities worth up to USD100 (subject to availability and varies by property).


Find out more here  |  Sign up now

Terms and Conditions apply. Validity depends on participating hotels.

Wyndham Hotels & Resorts



Complimentary Wyndham Rewards Diamond level membership and enjoy perks such as:

  • Member savings
  • Preferred room choice
  • Complimentary WiFi
  • Early check-in and Late checkout
  • Suite upgrade and more….


Note: Mastercard cardholder is required to be a Wyndham Rewards’ member prior to registering for the Mastercard complimentary / fast track program.


Terms and Conditions and guide to register, click here

Pay Now Travel Later



Pay at the best rates today for your future travel plans later. Stay in control with Mastercard Pay Now, Travel Later – just book your trip in advance with confidence as you can fly later with the flexibility of a 1-time free waiver to change your travel dates. Find out more here

Digital Health Xtra with complimentary unlimited video consultation, medicine delivery & medical advice



Gain complimentary unlimited digital access to telemedicine. Obtain medical advice and consults from trusted and qualified professionals, anywhere and at any time. Services include:

  • Video Consultations
  • Medicine Delivery
  • Medical Advice via Chat by Digital Health Assistant
  • AI-based symptom checker


Find out more here. Full terms & conditions of the program here:

  • Video Consultations by MyDoc, click here 
  • Medical Advice via Chat by Digital Health Assistant, click here

Mastercard Priceless Specials: a dynamically-curated collection of exclusive offers in more than 50 destinations



Enjoy everyday offers and benefits all around the world, no matter what your passion and interests are. From travel, culinary, shopping, sports, entertainment, art and culture, we have you covered. Find out more here

CIMB Deals



Discover amazing privileges and exclusive deals when you shop, dine or travel. Check out our enticing CIMB Deals here.

Contact our Consumer Contact Centre at 03-6204 7799 to learn more.

Enjoy more privileges with CIMB cards


Minimum income requirement: RM250,000 per annum

Annual Fees


Principal Card – RM1,215.09

Supplementary Card – Waived

Annual Fee Waiver Total Annual Spending* Required:
100% RM240,000 & above
50% RM120,000 & above
*Total annual spend = Accumulated 12 months' retail spend prior to card annual fee date applies to a combined total of both principal and supplementary cards.

CIMB Travel Credit Card Annual Fee Waiver Campaign

From 21 October 2022 till 31 December 2023

Annual Fee Waiver Campaign is applicable to new-to-card applicants (customer who do not own a credit card issued by CIMB)

Annual Fee Waiver

Total Spending

(within 60 days from card approval date)

100% RM3,000 & above
50% RM1,000 & above
*Total spend = Accumulated retail spend of both principal and supplementary cards.

For full Terms and Conditions, click here

Fees and Charges

For full fees & charges, click here.

Terms and Conditions


Important Note:

The insurance coverage for the CIMB Travel World Elite Credit Cards is gratuitous for the benefit of the CIMB Travel World Elite Cardholders (“Cardholder(s)”) and shall not in any way be treated as creating any legal relationship between CIMB Bank Berhad (“Issuer”) and the Cardholders. No claimant shall have any right of recourse or action against the Issuer.