Sun Inspirasi

You can leave behind a perfect gift for your loved ones by nominating your beneficiary for a simpler inheritance process. The beneficiary will receive the sum covered and the benefit payout is not subject to the Faraid distribution.

High coverage starting from RM250,000 per contract will be payable in the event of death or total and permanent disability (TPD¹). You or your loved ones will receive the higher of:

• basic sum covered; or
• value of the universal account;

less any indebtedness.

More Information ¹

Your loved ones will receive:

• 1x the basic sum covered in the event of accidental death.
• 2x the basic sum covered in the event of accidental death occurs in public conveyance.
• 3x the basic sum covered in the event of accidental death occurs in commercial aviation.

More Information ²

Enjoy takaful coverage of up to RM2 million with no medical check-up³ required upon enrolment.

More Information ³

Upon maturity of the contract, you will receive 100% of the value of universal account as at the maturity date of the contract, less any indebtedness.

• You will receive cash payout benefits at the end of the 5th and 10th contract year.
• The benefit payouts are 0.5% of the initial basic sum covered at the end of the 5th contract year and 1.5% of the initial basic sum covered at the end of the 10th contract year.
• The cash payout benefit is payable from the universal account, provided the value of the universal account is higher than the cash payout amount and all contributions are paid up to date.

Based on your financial affordability and needs, you can customise your takaful protection plan by choosing the contribution payment term and contract term.

Contribution Payment Term 

• 5 years / 10 years / Regular contribution up to age 65⁴

Contract Term

• Up to age 80 / 99

More Information ⁴