How To Budget Your Next Getaway Without Going Broke

Name it, time it and price it. That’s your manifestation + money goal combo ✨💵.

A big number like RM5,000 can feel overwhelming until you break it down into manageable pieces. 

This step answers the common question: how much do I need to save monthly for travel? It’s the foundation of an effective travel savings plan.

Travel Budget Breakdown (Example: RM5,000)

Saving RM5,000 in a year = RM375 per month. Suddenly, budgeting for travel feels more realistic and achievable.

Automate a monthly transfer so your travel fund grows effortlessly.

Over time, those “skip day” savings add up and you will hit your travel goal faster without sacrificing the lifestyle you love!

🧮 Mini Math Check:

Skipping just two days a week saves ~RM30 weekly → RM120 a month → RM1,440 a year. 

That’s your food budget and part of accommodation sorted.

So yeah, it’s not about cutting out joy, it’s about choosing when to sip, when to skip and letting those small swaps power your dream trip.

Why pay full price when you can jimat bossku? 😎

• Travel during off-peak season for cheaper flights + fewer crowds

• Travel with your squad to split the cost for accommodation and rides, everyone wins!

• Redeem credit card reward points or airmiles for flights

• Use deal platforms like Klook, KKDay, or MATTA Fair promos for attraction tickets or day trips

• Book flights early and compare prices across platforms

Small optimisations like this can easily shave hundreds off your total travel budget.

This sounds silly, but it works. Rename your savings account so every time you open your banking app, you get instant travel motivation. 

Example:

• Onsen and A5 Wagyu

• Bali Sunset Tabung

• Seoul Oppa Budget 

How to Rename Your Account in CIMB OCTO App

Step 1: Login > ‘Accounts’ > Choose desired account > ‘More Details’

Step 2: Tap on the pen icon at 'Account Nickname'

Step 3: Enter your desired nickname and tap ‘Done’ to save the change.

References:

• Investopedia | Set It and Forget It: How to Automate Your Travel Fund With Just $5 a Week
• Becoming Minimalist | The Latte Factor: 8 Ways We Often Overspend