SPEND Smarter Every Day

It gives you back a percentage of what you spend as cashback or rebates. Swipe for groceries, petrol, or dining and a portion of that spend comes back to you automatically.

Groceries, dining, petrol, and online shopping tend to earn the most back. CIMB offers cashback credit cards in Malaysia built around exactly these everyday categories.

For consistent daily spends like groceries and petrol, cashback is usually simpler and more predictable. Points cards suit bigger or more varied spending. It really comes down to how you shop.

Yes, and it's one of the smartest ways to earn rewards on spending you are already doing. Just make sure your card offers good rebates on grocery and dining transactions.

Look for more cashback on daily categories, low or waivable annual fees, and whether the credit card offers instalment plan payment plans for bigger purchases. A good everyday card should reward your regular spending and give you flexibility when you need it.