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Benefits & Privileges

Hibah & Protection Cash Payout & Maturity Choice of Term
Hibah & Protection
Cash Payout & Maturity
Choice of Term

Eligibility

  • Entry age: Based on the age of your last birthday basis
  • Entry age limit for contract holder: Minimum age is 18 years old
Contribution Paying Term

 Person Covered
Minimum entry age Maximum entry age
5 years 18 years old 60 years old
10 years
Up to age 65* 54 years old

*The contribution payment term is up to the contract anniversary immediately following the person covered’s 65th birthday.

 

Contract Term
This plan provides 2 contract term options for you to choose from:

  • Up to age 80
  • Up to age 99

Remarks

TPD coverage will expire at the contract monthly anniversary immediately following the person covered’s attainment of age 70, and is subject to a maximum aggregate limit of RM8,000,000 per person covered.

 

Accidental death coverage will expire at the contract monthly anniversary immediately following the person covered’s attainment of age 70, and is subject to a maximum aggregate limit of RM4,000,000 per person covered.

 

Depending on the age and health condition of the person covered.

 

The contribution paying term is up to the contract anniversary immediately following the person covered’s 65th birthday.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013


Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful certificates offered by Sun Life Malaysia are protected against loss of part or all of the takaful benefits by PIDM, in the unlikely event of a Takaful Operator member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website (https://www.pidm.gov.my) or call the PIDM toll free line at 1-800-88-1266.

 

Disclaimer:

 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

 

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product.

 

Terms and Conditions apply.