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Hibah (gift of love) with high takaful coverage amount on death and total and permanent disability (TPD)
You can leave behind a perfect gift for your loved ones by nominating your beneficiary for a simpler inheritance process. The beneficiary will receive the sum covered and the benefit payout is not subject to the Faraid distribution.
High coverage starting from RM250,000 per contract will be payable in the event of death or total and permanent disability (TPD1). You or your loved ones will receive the higher of:
less any indebtedness.
Up to 3 times additional payout on accidental death²
Your loved ones will receive:
Up to RM2 million non-medical limit
Enjoy takaful coverage of up to RM2 million with no medical check-up3 required upon enrolment.
Cash payout benefit
Upon maturity of the contract, you will receive 100% of the value of universal account as at the maturity date of the contract, less any indebtedness.
Flexible contribution payment term and contract term
Based on your financial affordability and needs, you can customise your takaful protection plan by choosing the contribution payment term and contract term.
Contribution Payment Term
|Contribution Paying Term
|Minimum entry age||Maximum entry age|
|5 years||18 years old||60 years old|
|Up to age 65*||54 years old|