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Benefits & Privileges

Simple & Flexible Takaful Coverage Final Benefit
Simple & Flexible
Takaful Coverage
Final Benefit

Eligibility

Entry age: Based on the age of your last birthday basis

Contract / Certificate Term Up to age 80 Up to age 99
Minimum 30 days old
Maximum  60 years old 70 years old

Note: For group product type, the minimum entry age is 18 years old.

 

The minimum entry age for contract holder/certificate owner is 18 years old.

Remarks

1 Depending on the age and health condition of the person covered.

2 For individual product type, only one rider is allowed to be attached to the contract. For group product type, both riders are allowed to be attached to the certificate.

3 TPD coverage including accidental TPD will cease on the contract/certificate monthly anniversary immediately following the person covered's 75th birthday and subject to maximum aggregate limit of RM8,000,000 per person.

4 The accidental death coverage will cease on the contract/certificate monthly anniversary immediately following the person covered's 75th birthday and subject to maximum aggregate limit of RM5,000,000 per person. 

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad [Registration No. 200501012215 (689263-M)] (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Islamic Financial Services Act 2013.

 

Sun Life Malaysia Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my). 

 

Disclaimer

 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia, the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is Sun Life Malaysia’s product and not a product of the Bank. Therefore, this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 

 

Terms and Conditions apply.