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The reducing sum assured will be payable in one lump sum upon death of the life assured.
Total and Permanent Disability (TPD)
In the event of TPD for the life assured, we will pay the reducing sum assured in one lump sum.
In order for disability to be considered permanent, the disability must last continuously for a period of at least 6 months. The first day that the disability occurred will be considered the day that the disability started.
Open to all customers who take up Amanah Saham Bumiputra loan with CIMB Bank Berhad.
|Entry Age Limit of Life Assured (age as of last birthday)||
Minimum Entry Age: 18 years old
Maximum Entry Age: 60 years old
Maximum Expiry Age: 70 years old
Maximum: No limit, but subject to underwriting if the accumulated risk is greater than the free cover limit.
Minimum Term: 1 year
Maximum Term: 30 years, or expires when the life assured reaches 70 years old, whichever is sooner.