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Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required.
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The Ability to Save

Your Financing Profit

when you make any prepayment

The Flexibility

To Redraw From the Octo App

for free, anytime, anywhere

Benefits & Privileges

  • Full Flexibility at Your Convenience

    Flexibility to deposit, withdraw, transfer funds and check financing details through our CIMB Octo App.

  • Competitive Rate

    Enjoy attractive financing rate with our land financing package.

  • Margin of Financing

    Residential Vacant Land


    Up to 90% margin of financing inclusive of MRTT / Legal / Valuation. (Maximum cap for MRTT / Legal / Valuation fee at 5%)

  • Tenure

    Residential Vacant Land

     

    Minimum: 5 years
    Maximum: 30 years or 65 years of age, whichever is earlier

  • Purpose & Type of Properties

    For purchase and refinancing of vacant residential land purchased via sub-sale or direct from property developer for individual customers.

  • Group Mortgage Reducing Term Takaful (MRTT)

    Financing of MRTT is available providing you and your loved ones a peace of mind.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges 

For full list of Fees & Charges, click here.

Required Documents 

Identification document and proof of purchase Malaysian Applicants
  • Copy of NRIC
  • Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants (Not applicable for Vacant Land Products)

● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

● Local Preferred/Private Banking

  • Copy of Passport (minimum 6 months validity) or MyPR
  • Sale and Purchase Agreement or the developer’s booking form
Income documents Salary Applicants
  • Latest 3 months' salary slips
  • Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants
  • Latest 6 months' commission statement
  • Latest 6 months' bank statement with credited commission
Self-Employed Applicants
  • Business registration
  • Latest 6 months' business bank statements
  • Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

Need More Information?

Call Us At

+603 6204 7788

(Available 24 hours)