OD Against Property

Revolving Line of Credit

Allowing You to Access Funds

up to the approved limit, whenever you need them

Financing of

Residential Properties and Business Premises

Versatile

Use of Funds

Benefits & Privileges

Overdraft

Subject to periodic review and repayable on demand.
Competitive Rate

Enjoy attractive financing rate with our home financing package.
Information at Your Fingertips

Check your balances via CIMB Octo App.
Margin of Financing

High margin of financing of up to 60% subject to maximum Overdraft limit of RM200,000.
Tenure

Overdraft is subject to periodic review and repayable on demand.
Purpose & Type of Properties

All types of completed residential, commercial & industrial properties - landed and non-landed.

Semi-permanent residential properties (half bricks and half timber) are only permitted in the states of Sarawak and Sabah.

Leasehold properties should have unexpired lease of not less than 30 years.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges

Commitment Fee

A commitment fee of 1% per annum will be charged on the unutilised portion of the Facility if or when all the overdraft facilities granted to you by the bank exceed RM250,000.00 at any time.

For other Fees & Charges, click here.

Required Documents

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Identification document and proof of purchase	*Foreign Applicants (Not applicable for Vacant Land Products)* ● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) ● Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
	Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
	Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

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OD Against Property

Allowing You to Access Funds

Residential Properties and Business Premises

Use of Funds

Benefits & Privileges

Overdraft

Competitive Rate

Information at Your Fingertips

Margin of Financing

Tenure

Purpose & Type of Properties

Eligibility & Requirements

Fees & Charges

Required Documents

Need More Information?

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