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Benefits & Privileges

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Attractive Packages
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Eligibility

Individuals aged 18 years and above

Requirements

Identification document and proof of purchase Malaysian Applicants

Copy of NRIC

Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants

-Regional Preferred/Private Banking  (from the ASEAN countries where CIMB has a presence)

-Local Preferred/Private Banking

Copy of Passport (minimum 6 months validity) or MyPR

Sale and Purchase Agreement or the developer’s booking form

Income documents Salary Applicants

Latest 3 months' salary slips

Latest EPF statement or last 3 months' bank statements with credited salaries

Commission Applicants

Latest 6 months' commission statement

Latest 6 months' bank statement with credited commission

Self-Employed Applicants

Business registration

Latest 6 months' business bank statements

Latest Form B with tax payment receipt

Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request

Fees and Charges

Products / Items

Fees and Charges

HomeLoan / BizLoan / Variable Home Financing-i  / Business Premises Financing-i / Term Financing-i  / Vacant Land Financing

Processing fee: Not applicable

HomeFlexi / BizFlexi  / Flexi Home Financing-i / Flexi Business Premises Financing-i

Set up fee of RM200.00 

Monthly service charge of RM10.00 

Monthly flexi charge / Non rebated profit of RM40.00

Flexi Vacant Land Financing

Monthly service charge of RM10.00

Monthly flexi charge of RM40.00

HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i

Processing fee of RM200.00

HomeFlexi  Smart / BizFlexi Smart/  Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i

Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

 **per transaction regardless of the amount withdrawn

Secured OD

Commitment fee of 1% p.a. on the unutilised amount for OD facility of RM 250,000.00 and above

Special PR1MA End Financing (SPEF) Package

Processing fee of RM 200.00 

Redemption Statement (Home loan / Home financing)

RM 50.00 per request

Letter of Confirmation for EPF withdrawal

RM 20.00 per request

Ring Fence Processing Fee for EPF withdrawal

RM 50.00 per request

Reproduction of statements 

For period up to 1 year

Front page - RM 10.00 

Additional page - RM 2.00 
 

For period exceeding 1 year

Front page - RM  30.00 

Additional page - RM 2.00 

Stamp Duties

As per Stamp Duty Act 1949 (Revised 1989)

i) Letter Offer: RM10.00

ii) Principal Document:  RM5.00 for every RM1,000.00

iii) Security Document: RM10.00

iv) Standing Instruction: RM10.00