High Margin Home Financing | CIMB Islamic

Search

Day To Day Banking

Islamic Banking

Wealth Management

Deals & Promotions

Digital Services

Help & Support

Accounts

Cards

Financing

Remittance

Currency Exchange

Sustainability at CIMB

CIMB@Work

More Services

Islamic Banking Overview

Islamic Wealth Management

More Services

Investments

Insurance/Takaful

Latest Promotions

CIMB Deals

CIMB OCTO App

CIMB Clicks

Apply for Products

DuitNow QR

Personalised For You

Customer Help Centre

Locate Us

Rates & Charges

Calculators

Security & Fraud

Extra Care by CIMB

Savings Account

Current Account

Fixed Deposit Account

Mudarabah IA

Credit Card

CIMB Preferred Visa Infinite Credit Card

Earn Extra 35,000 Monthly Bonus Points* to redeem a Business Class Upgrade.

CIMB Visa Infinite Credit Card

Earn up to 15,000 Extra Monthly Bonus Points* to redeem flights from 12 airline partners!

CIMB Visa Signature Credit Card

Earn up to 7,500 Extra Monthly Bonus Points* to redeem flights from 12 airline partners!

CIMB PETRONAS Visa Platinum-i Credit Card

Up to RM1,200 Cash Rebate Annually.

CIMB Cash Rebate Platinum Credit Card

Unlimited Cash Rebate.

See All Credit Card{{ getProductLabelValue(`Credit Card`) }} See All Credit Card

Debit Card

CIMB Debit Mastercard

Why use cash? #Debitjer. The CIMB Debit Mastercard for safer, more convenient cashless transactions. Don’t have a CIMB Current Account/-i / Savings Account/-i? Apply now!

See All Debit Card{{ getProductLabelValue(`Debit Card`) }} See All Debit Card

Credit Card Services

Digital Wallets

Personal Financing

Property Financing

Auto Financing

Auction

Tabung Haji Services

Zakat Payment Service

Investment Products

Unit Trust Funds

Offering you a diversified range of investment products that suits your investment objectives.

e-Gold Investment Account (eGIA)

Enjoy a simpler and secure way to invest in gold with the e-Gold Investment Account via CIMB Clicks.

See All Investment Products{{ getProductLabelValue(`Investment Products`) }} See All Investment Products

Life Insurance/Family Takaful

Car and Motor Insurance/Takaful

Travel Insurance

Personal Accident Insurance

Credit Related Insurance/Takaful

Property Insurance/Takaful

Forex Rates

Interest Rates & Charges

Profit Rates & Charges

Standardised Base Rate / Base Rate / Base Lending Rates / Base Financing Rate.

Credit Card Payment Calculator

Auto Financing Affordability Calculator

Property Monthly Instalment Calculator

Property Affordability Calculator

Auto Financing Instalment Calculator

ASB Financing Monthly Instalment Calculator

Pembiayaan Peribadi Awam-i Calculator

Security & Fraud Awareness

Security Policy

Customer Surveys

SecureWord

Malware

Phishing

TAC

SMS/Phone Call Scam

Money Muling

CIMB PETRONAS Visa-i Acquisition & Spend 2025

Stand a chance to win RM200 Cash Bank and other exciting rewards on your purchases!

Valid until 13th May 2025

Cash Plus Personal Loan

Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required. 

Quicklinks

Upload Documents

Check Application

Get high financing margin up to 95% + 5%!

With our high margin home financing package, ease your cash flow to furbish your new home the way you like it!

Let Us Call You

High Margin Home Financing from CIMB is available when you apply for the following products:

{{tile.title}}

{{tile.description}}

{{tile.expiryDate}}

Property Financing

HOMEFLEXI SMART-i

Enjoy flexible feature to help you pay off your financing quicker. With the flexibility of making prepayments to your financing, you are able to save on profit right from the start. This shortens your financing tenure and you will own your dream home faster. That's not all, you also have the flexibility to redraw prepayment. Home Flexi Smart comes without set up and maintenance charges.

HomeFlexi Smart-i

Property Financing

VARIABLE HOME FINANCING-i

Basic term financing with a fixed payment schedule.

Variable Home Financing-i

Property Financing

FLEXI HOME FINANCING-i

Flexible prepayments and withdrawals with monthly service and flexi charges.

Flexi Home Financing-i

Important Notes

Eligibility:

1. Individuals aged 18 years and above.

2. The property must be a completed property within Klang Valley, Pulau Pinang and Johor with property value between RM500,000 and RM3,000,000.

*High Margin of Financing of up to 95% + 5% (Group Mortgage Term Takaful) is subject to approval.