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Learn some key knowledge that you can apply throughout your financial journey with us, once you become a CIMB customer.

Prepayment

We encourage you to register for CIMB Clicks to perform Prepayment more efficiently. Once your financing is disbursed, you may perform Prepayment to your account. There are 2 types of Prepayment options: Principal Reduction or Advance Payment.

 

Principal Reduction:

You may perform Prepayment (Principal Reduction) in order to enjoy interest/profit savings.

 

For Flexi Smart/Flexi Smart-i customers who wish to perform Principal Reduction, you can do so via CIMB Clicks or by calling our Consumer Contact Centre. For Term Loan/Financing customers who wish to perform Principal Reduction, please visit any CIMB Bank or CIMB Islamic Bank Branch.

 

Advance Payment:

You may also prepay for advance monthly instalment. Amount available in Advance Payment will be utilised for monthly instalment. Amount available under Advance Payment cannot be withdrawn.

 

Advance Payment can be performed via CIMB Clicks, by calling our Consumer Contact Centre or at the nearest CIMB Bank Branch. These options are applicable for all Property Financing products.

A. Loan Financing / Prepayment via CIMB Clicks Desktop

B. Loan / Financing Prepayment via CIMB Clicks App

Note: If you do not have CIMB Clicks, you may request for Prepayment following the steps provided.

C. Loan/Financing Prepayment via CIMB Branch

D. Loan/Financing Prepayment via Consumer Contact Centre

You must specify what type of Prepayment that you wish to perform:

i. Principal Reduction or

ii. Advance Payment.